Cameron DiGiovanni, Writer
@cdigiovanni20
You can freeze a USAA credit card by logging in to your account on the USAA mobile app and clicking the freeze/lock button. You can also call USAA customer service at the number on the back of your card and ask them to freeze your card, though it is much easier to freeze and unfreeze a credit card online.
Key Things to Know About Freezing Your USAA Credit Card
- Freezing your USAA credit card will temporarily prevent most purchases from being made with your card number, which can be convenient if your credit card is lost or stolen, or if you’re trying to control your spending.
- Some transactions may still go through when your card is frozen, such as recurring payments you’ve already set up. You can ask USAA customer service for the full details.
- Even if you don’t freeze your card, you won’t be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
To start using your credit card at full capacity again after freezing it, you will have to reverse the freeze through your online account or by calling customer service.
People also ask
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.