Does USAA have a student credit card?

USAA does not offer any credit cards for bad credit (a credit score below 640). All USAA credit cards require good credit for approval, which means a credit score of at least 700.

There are, however, credit cards for bad credit available from other issuers that are quite easy to get. Using one of those cards responsibly may eventually help you qualify for a USAA credit card.

One of the easiest credit cards for a student to get is the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) because it’s available to people with bad credit and only requires a security deposit of $200+. Student credit cards like the Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees) are easy to get, too. You just need to have a limited or fair credit, be enrolled in school, and have at least a small income.

Since college graduates are likely to have higher incomes in the long term, credit card...

Yes, you typically need to be a student to get a student credit card. Most student credit cards require applicants to provide the name of their school, their expected graduation date, or some other proof of enrollment.

Other Eligibility Requirements for Student Credit Cards

The terms and conditions for some student credit cards also state that the card is specifically for currently enrolled students. It’s illegal to lie on a credit card application, so applicants...