Maria Adams, Credit Cards Moderator
@m_adams
The Walmart Credit Card exchange rate is Mastercard’s exchange rate on the date you make an international purchase. Mastercard exchange rates change on a daily basis, and they update these rates each day on their website.
While credit card exchange rates normally also include foreign transaction fees, the Walmart Credit Card does not charge foreign fees. This means the Walmart Credit Card will save cardholders 1.58% on purchases made abroad and through international merchants, compared to the average credit card offer.
As long as you avoid dynamic currency conversion, the exchange rates you’ll pay on international spending with this card will be much lower than those you’d get from converting cash with banks, credit unions, or airport currency exchange kiosks.
Please note: The Capital One Walmart Rewards® Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
People also ask
What is a credit card conversion fee?
A currency conversion fee is charged by your credit card’s payment network (like Visa or Mastercard) when a transaction in a foreign currency is converted into U.S. dollars. This fee is not the same as a foreign transaction fee, which is charged separately by your card issuer and often includes a markup on top of the network’s fee. While they’re sometimes bundled together, these are two distinct fees.
Many credit cards charge a foreign transaction fee...
read full answer by Jane Parker, WalletHub Credit Card AnalystHow much is the Walmart Credit Card annual fee?
The Walmart Credit Card * annual fee is $0. Walmart Credit Card *’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One Walmart Rewards® Mastercard® *, though.
Walmart Credit Card * Fees
- Annual Fee: $0
- Cash Advance Fee: 3% (min $3)
- Foreign Fee: $0
- Balance Transfer Fee: $0 at the transfer APR, 3% of each transferred balance at a promo APR that Capital One may offer
- Max Late Fee: $8
To learn more, refer to WalletHub’s guide on...
read full answer by Chip Lupo, Credit Card WriterWhat's the Walmart Credit Card APR?
The Walmart Credit Card * APR is 19.48% or 29.99% (Variable), based on your credit standing. Please note that this card has an even higher interest rate for cash advances, at 29.99% (V).
On the other hand, the Walmart® Store Card * comes with a 29.99% (V) APR. This card, though, can only be used at Walmart stores, Walmart.com, Sam's Club, their associated gas stations, and Walmart & Murphy USA fuel stations.
It’s worth noting that, while the maximum APR of both Walmart cards...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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