Maria Adams, Credit Cards Moderator
@m_adams
You can add a Wells Fargo credit card authorized user through your online account or by calling customer service at (800) 642-4720. You will need to provide the person’s full name and date of birth in order to add them as an authorized user on your Wells Fargo credit card account.
A primary cardholder can make anyone a Wells Fargo authorized user, as long as they are at least 18 years old.
How to Add a Wells Fargo Credit Card Authorized User
- Sign in to your Wells Fargo online account.
- Navigate to the “Account Services” tab.
- Then, click the “Credit Card Service Center” link.
- Look under “Account Management” to find the “Add Authorized Users to Your Account” button and click on it.
- Follow the prompts to add authorized users to your Wells Fargo credit card account.
When you add a Wells Fargo authorized user, they will receive their own credit card, sent to your mailing address, within 7 of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Wells Fargo authorized users are able to make purchases, balance transfers, take out cash advances, and earn rewards. However, they cannot request credit limit increases, add other authorized users, or close the account.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Wells Fargo reports account information to all of the major credit bureaus, which affects not only the user’s credit history but also the primary cardholder’s.
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People also ask
How do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number you see on the back of your card or make the request through your online account. You might also be able to mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
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read full answer by WalletHub, Financial CompanyIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
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The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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