The Wells Fargo Cash Wise Visa® card bonus is $150 for spending $500 in the first 3 months. That should be doable for the average person between necessities like groceries and gas. The bonus rewards will post to a cardholder’s account within 1 to 2 billing cycles after the spending requirement is met.
While the Wells Fargo Cash Wise Visa® card bonus isn’t the largest on the market, it is relatively easy to earn. In addition, the card has a $0 annual fee, so the bonus goes right to the cardholder’s wallet without having to offset the cost of the card.
The Wells Fargo Cash Wise Visa® card’s initial bonus used to be $200 for spending $1,000 in the first 3 months. It changed to the current bonus in July 2019. While the old bonus was larger in size, the new bonus is a better return on the money spent.
The Wells Fargo Cash Wise Visa® card offers one other special bonus, too. The card’s normal earning rate is 1.5 - 1.8% cash back on all purchases, but cardholders can get 1.8% cash back on qualified digital wallet purchases (e.g. Apple Pay, Google Pay) for the first 12 months the account is open.
The best cash bonus credit card offer is the Blue Cash Preferred® Card from American Express. This card gives new cardholders $300 statement credit for spending $3,000 in the first 6 months. Blue Cash Preferred also comes with extensive ongoing rewards: 1 - 6% cash back.
There are many cash bonus credit cards that offer you money for meeting a spending requirement in the first few months. These cards are a good way to get a hefty rebate on your purchases at the start, especially if they also have … read full answerno annual fee. But it’s important to remember that initial bonuses are just that – initial. You’ll want to choose a card that provides great everyday perks even after you earn the bonus.
Here are some of the best cash bonus credit cards:
$300 statement credit for spending $3,000 in the first 6 months
6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits
5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases
Ultimately, the best cash back credit card is the one that fits your individual needs – if your spending is more even-keeled and you don’t want to worry about categories, a flat-rate cash back credit card will be the better option. Otherwise, pick the one that rewards you most in your largest spending categories.
The best free flight credit card is Chase Sapphire Preferred because it gives new cardholders up to 3 free flights (round-trip) between New York and Los Angeles for spending $4,000 in the first 3 months. Specifically, Sapphire Preferred’s initial bonus is 60,000 points, which is worth $750 in travel booked through Chase Ultimate Rewards. And that in turn is worth around 3 free flights, based on current fares. You can also transfer points at a 1:1 ratio to Chase’s 9 airline partners, including Southwest, United and JetBlue. How many free flights you can get that way depends on those transfer partners’ ticket prices.… read full answer
Chase Sapphire Preferred will also help you earn free flights over time, giving 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. And it has a $95 annual fee. But for all that if offers, Sapphire Preferred is still a general travel card. That means it lacks a lot of the perks normally found on airline-specific cards, such as free checked bags and priority boarding. The Citi / AAdvantage Platinum Select World Elite Mastercard offers both. And it gives 50,000 miles when you spend $2,500 in the first 3 months, plus 2 miles per $1 spent on American Airlines purchases, dining and gas.
Another good free flight credit card is the Capital One Venture card, which offers 60,000 miles for spending $3,000 in the first 3 months. The bonus miles are worth $600 in free flights or other travel. The annual fee is $95. Also, the co-branded United MileagePlus Explorer card gives you 60,000 miles when you spend $3,000 in the first 3 months. There’s a $0 annual fee for first year. After that, it jumps to $95.
Sometimes, airline credit cards will actually say straight up that they’ll give you free flights, rather than a certain number of miles worth a certain amount in airfare. Plus, several airline cards currently offer companion tickets – allowing a guest to travel with you for free (or close to it) – as part of your sign-up bonus, as an annual renewal bonus or both. The Platinum Delta SkyMiles card is a good example.
Free flight credit cards obviously offer a lot of perks. And while you will likely have to contend with an annual fee, the card should more than pay for itself if you travel a lot and take advantage of all the benefits at your disposal. Just make sure to pay your entire balance each month so that interest charges don’t cancel out your rewards earnings. Also, it’s worth noting that you will need good to excellent credit to qualify for most of these cards.
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