What credit score do you need for Wells Fargo Cash Wise?

The Wells Fargo Cash Wise credit score requirement was 700 or higher. Applicants generally needed at least good credit to be approved. But Wells Fargo Cash Wise doesn’t accept new applicants anymore.

However, if you are looking for a balance transfer credit card, you can check our editors’ latest picks for the best among them and weigh your options. If a rewards credit card is what you are searching for, there are also many great options you can choose from.

While choosing a credit card, keep in mind that apart from your credit score, an issuer takes various other factors into account when determining approval, such as your annual income, debt and credit history.

You generally need good credit (i.e. a score of at least 700) to get the Wells Fargo Cash Wise credit card.

But keep in mind that other variables such as employment status and existing debt obligations will also be considered.

They went thru Experian and Equifax, my score being 711  with Experian, I was approved for 5K

I was able to get a starting CL of 5500 at a WH score of 668. I also only had two months of credit history. Although I have heard neomerous reports that having a bank account with them will help and that they take into account your assets in their bank accounts and your spending habits. I had roughly 16000 in my savings and checking account with under 1000 in monthly expenses.

This was my second credit card, I have a discover secured card for 2 months with a 1000 dollar limit. My vantage credit score was in the low 600s, checking back 620 to 650 depending on the company. When I applied for thus card I received instant approval and a starting limit of 5500. I had regularly had around 10000 in my wells Fargo accounts for the previous year or two and I applied in person at my local branch. They told me that they take into account bank account history. However, I now have a Fico of 750+ and have yet to receive a credit increase on this card.