The Wells Fargo Cash Wise credit score requirement was 700 or higher. Applicants generally needed at least good credit to be approved. But Wells Fargo Cash Wise doesn’t accept new applicants anymore.
However, if you are looking for a balance transfer credit card, you can check our editors’ latest picks for the best among them and weigh your options. If a rewards credit card is what you are searching for, there are also many great options you can choose from.
While choosing a credit card, keep in mind that apart from your credit score, an issuer takes various other factors into account when determining approval, such as your annual income, debt and credit history.
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.
Here are the best credit cards for 700 credit scores
As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
I was able to get a starting CL of 5500 at a WH score of 668. I also only had two months of credit history.
Although I have heard neomerous reports that having a bank account with them will help and that they take into account your assets in their bank accounts and your spending habits. I had roughly 16000 in my savings and checking account with under 1000 in monthly expenses.
This was my second credit card, I have a discover secured card for 2 months with a 1000 dollar limit. My vantage credit score was in the low 600s, checking back 620 to 650 depending on the company. When I applied for thus card I received instant approval and a starting limit of 5500. I had regularly had around 10000 in my wells Fargo accounts for the previous year or two and I applied in person at my local branch. They told me that they take into account bank account history. However, I now have a Fico of 750+ and have yet to receive a credit increase on this card.
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