Hector Molina, WalletHub Analyst
@hectormolina
The Wells Fargo Platinum card foreign transaction fee is 3% of all purchases made from merchants outside of the United States. This fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.
Alternative Credit Card Option
If you’re looking for a similar credit card that comes with no foreign transaction fees, you should consider getting the Capital One Quicksilver Cash Rewards Credit Card. Apart from $0 foreign transaction fees and intro APRs on both purchases and balance transfer, this card also offers rewards. You can earn 1.5 - 5% cash back on purchases and $200 for spending $500 in the first 3 months.
Keep in mind that you need at least good credit to get approved for this card. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
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People also ask
How do I avoid foreign transaction fees?
The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge.
How to avoid foreign transaction fees
- Get a credit card with no foreign transaction fee
- Understand that foreign fees can...
Does my credit card have foreign transaction fees?
Your credit card will likely have a foreign transaction fee of around 3% if it is from Chase, PNC, Bank of America, Barclays or U.S. Bank, which charge foreign fees on most (but not all) of their cards. Your credit card will not have a foreign transaction fee if it is from Capital One, Discover, USAA, PenFed or HSBC.
Credit Card Issuers That Do Not Charge Foreign Transaction Fees
read full answer by Chip Lupo, Credit Card WriterWhat Chase debit cards can I get with no foreign transaction fees?
There are no no-foreign-fee Chase debit cards.
The Chase debit cards that they show on their website charge a fee of 3% on every transaction you make in a currency that isn’t US dollars. That covers ATM withdrawals, cash transactions away from ATMs, and purchases you make with your card.
read full answer by James W Reed, Credit Cards ModeratorDid we answer your question?
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