The credit score needed for the Wells Fargo Platinum card was 700, at a minimum. That means at least good credit was required for approval. However, it is worth noting that this card is no longer available to new applicants. 

Alternative Credit Card Option

If you're looking for a similar credit card, you should consider getting the Wells Fargo Reflect® Card. This card offers an introductory APR of 0% for up to 21 months from account opening on both new purchases and qualifying balance transfers. Keep in mind that balance transfers are subject to a fee of 3% intro for 120 days, then up to 5% (min $5). The card's regular APR is 17.24% - 29.24% Variable, based on creditworthiness. 

Wells Fargo Reflect requires good credit or better (a credit score of 700+) for approval. So, make sure you know where you stand before applying. You can check your credit score for free on WalletHub. 

No, the Wells Fargo Platinum card does not offer rewards. But that does not mean it's a bad card. It's just not what this card was built for. Wells Fargo Platinum is all about 0% financing and its $0 annual fee. However, this card is no longer available to new...

The Wells Fargo Platinum credit card limit was at least $1,000. It was also possible for someone to start with a credit limit well over $1,000, depending on various factors like their credit score and income. However, the Wells Fargo Platinum is no longer available for new applicants. 

The Wells Fargo Platinum card interest rate is 16.49% - 24.49% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Platinum card interest rate is variable, meaning it can change based on certain economic conditions.

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To do a balance transfer with the Wells Fargo Platinum card, new applicants can just complete the balance transfer portion of the Wells Fargo Platinum application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 642-4720.

Wells Fargo Platinum balance transfers usually take...

No, Wells Fargo Platinum does not offer cash back rewards, or any other type of rewards. This card was designed as a financing option, offering intro APRs on both new purchases and balance transfers. 

If by cash back you mean cash advance, then you can use Wells...

To activate a Wells Fargo Platinum credit card, call the number on the activation sticker that's attached to the card or go to the Wells Fargo activation website, which will also be noted on the sticker. Another way to activate a Wells Fargo Platinum credit card is by using...

Your Wells Fargo Platinum approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Wells Fargo Platinum card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with...

The Wells Fargo Platinum balance transfer fee is 3% intro for 120 days, then up to 5% (min $5). The balance transfer fee on the Wells Fargo Platinum is assessed when an eligible debt is moved to the card, and the fee amount will be automatically added to the...

Wells Fargo Platinum card fees include charges for a host of regular credit card transactions. The Platinum card does have a $0 annual fee, but there's a 3%and a foreign transaction fee and a balance transfer fee of 3% intro for 120 days, then up to 5% (min $5)...