Wells Fargo Platinum Credit Card Reviews: 650+ User RatingsReviews, rates, fees, and customer service info for The Wells Fargo Platinum card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfersReports to the three major credit bureausNo rewardsNo rewards bonusBalance transfer feeForeign fee
We're sorry, but the Wells Fargo Platinum card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-642-4720, Ext.
You can review Wells Fargo Platinum card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 16.49% - 24.49% Variable APR after that
Balance Transfer
0% intro APR for 18 months on qualifying balance transfers, 16.49% - 24.49% Variable APR after that
Balance Transfer Fee:3% intro for 120 days, then up to 5% (min $5)
The Wells Fargo Platinum credit card is a very good credit card for people with good credit or better who want a long-lasting 0% introductory APR and a $0 annual fee. Wells Fargo Platinum offers 0% for 18 months on new purchases and 0% for 18 months on qualifying balance... show more
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
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$0 Annual Fee.
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Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
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Easy access to your FICO® Credit Score with Wells Fargo Online®
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Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
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Convenient tools to help create a budget and manage your spending with My Money Map
Can't find what you are looking for? Submit your question about Wells Fargo Platinum card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Wells Fargo Platinum card required good credit at a minimum, which means applicants needed a credit score of 700 or higher to have good odds of being approved. However, the Wells Fargo Platinum card is no longer available to new applicants.
Alternative Credit Card Option
If you're looking for a similar credit card, you should consider getting the Wells Fargo Reflect® Card. This card offers an introductory APR of 0% for 21 months from account opening on both new purchases and qualifying balance transfers. Keep in mind that balance transfers are subject to a fee of 5% (min $5). The card's regular APR is 17.99% - 29.99% Variable, based on creditworthiness.
Wells Fargo Reflect requires good credit or better (a credit score of 700+) for approval. So, make sure you know where you stand before applying. You can check your credit score for free on WalletHub.
No, the Wells Fargo Platinum Credit Card does not offer rewards. But that does not mean it's a bad card. It's just not what this card was built for. Wells Fargo Platinum is all about 0% financing and its $0 annual fee. However, this card is no longer available to new applicants.
The Wells Fargo Platinum credit card limit was at least $1,000. It was also possible for someone to start with a credit limit well over $1,000, depending on various factors like their credit score and income. However, the Wells Fargo Platinum is no longer available for new applicants.
he Wells Fargo Platinum card interest rate ranges from 16.49% to 24.49% Variable. However, your actual rate depends on several factors, such as your income, credit history, and existing debt. The Wells Fargo Platinum card interest rate is variable, meaning it can change based on certain economic conditions.
To do a balance transfer with the Wells Fargo Platinum card, new applicants can just complete the balance transfer portion of the Wells Fargo Platinum application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 642-4720.
Wells Fargo Platinum balance transfers usually take 10 business days to...
No, Wells Fargo Platinum does not offer cash back rewards, or any other type of rewards. This card was designed as a financing option, offering intro APRs on both new purchases and balance transfers.
If by cash back you mean cash advance, then you can use Wells Fargo Platinum to withdraw money...
To activate a Wells Fargo Platinum credit card, call the number on the activation sticker that's attached to the card or go to the Wells Fargo activation website, which will also be noted on the sticker. Another way to activate a Wells Fargo Platinum credit card is by using the card issuer's mobile...
Your Wells Fargo Platinum approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Wells Fargo Platinum card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing...
The Wells Fargo Platinum balance transfer fee is 3% intro for 120 days, then up to 5% (min $5). The balance transfer fee on the Wells Fargo Platinum is assessed when an eligible debt is moved to the card, and the fee amount will be automatically added to the balance.
Wells Fargo Platinum card fees include charges for a host of regular credit card transactions. The Platinum card does have a $0 annual fee, but there's a 3%and a foreign transaction fee and a balance transfer fee of 3% intro for 120 days, then up to 5% (min $5)...
Share your insights and review the Wells Fargo Platinum card
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41%
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3.8
655 reviews
655 reviews
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Ronald @ronaldm_308
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5 Star Rating
Verified Customer
Wells Fargo is great to me. I have had them since 2002 and believe I’ll have them for the rest of my life. When I have issues, Wells Fargo fix them in a timely matter and they have great customer service also.
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Diane @ddonner23
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5 Star Rating
Verified Customer
I never have problems with my Well Fargo Credit line. Customer service always helps with any questions I have. It suits my needs for whatever I need.
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Chester Oliver @OllieTamale
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5 Star Rating
Verified Customer
This a very helpful basic card. I have been a Wells Fargo banking customer since 1999 and I opened this card in 2014. It has been a great card for me. I barely ever use it, but it is connected to my checking account for overdraft protection. I don't ever have an overdraft because this card is always there to protect me. They only transfer the bare minimum of what is needed to cover an overdraft, and there are absolutely no overdraft or processing fees of any kind. Without this card, I would have been charged $36 more times than I can imagine.
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Lathan @lathanc_1
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5 Star Rating
Verified Customer
Great experience with Wells Fargo for so many of years they're always trained customers first and friendly and always here to make things better for you. If I have questions for them they're always professional and ready to help solve any issues that concerns you.( just the best and I've bank with other bankers and they're are much different. That's why I've been with for so many years.
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Samuel @setsemas
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2 Star Rating
Verified Customer
It's an OK card - no annual fee, but limited rewards and credit line (Wells Fargo is stingy about credit line increases). I only keep mine open because it's my oldest card and boosts my average credit card age.
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John Parker @johnp_483
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5 Star Rating
Verified Customer
Wells Fargo is the absolute best company. Their customer service is tremendous and very professional and friendly. They always help out with any problems that might occur. Thanks Wells Fargo!!
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Thomas @windycity
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5 Star Rating
Verified Customer
Wells Fargo is an excellent bank, they provided me with credit at a crucial point in my life. I was working on repairing my credit and unlike other banks they gave me three different accounts all of which assisted me in improving my credit.
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sdb30936 @sdb30936
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5 Star Rating
Verified Customer
Great Card. I was approved for a Wells Fargo Credit Card with a credit score of less than 700, and I received a $4500 credit limit. I will say that I did not receive an instant approval online; however, I was approved within a few days of applying.
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jettistar36 @jettistar36
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5 Star Rating
Verified Customer
No problem, I applied for this card got approved in less than 3 mins with a credit line of $5,500. I love Wells Fargo I have been with Wells Fargo over 15yrs never had any issues with them, so I will continue to do business with them.
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daxdiamond @daxdiamond
What is your credit score/credit utilization/inquiries, etc?
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Jay Are @jjessicarothman
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1 Star Rating
Wells Fargo is a garbage company with significantly below average customer service, policies, employees, and values. I would rather sit in a cage with starved tigers before every opening an account with them again. I wish I listened to reviews. Please stay far far far away. Apply for every single credit card before even slightly considering giving them your business.
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