What are the top Wells Fargo Propel benefits? This question is about the Wells Fargo Propel American Express® card

The top Wells Fargo Propel benefits include $1,200 per year in cell phone insurance, reimbursement for damaged or stolen purchases, and $150,000 in travel accident insurance. The Wells Fargo Propel has a number of other perks, too, such as a $0 annual fee, 0% foreign transaction fees, and rewards of up to 3 points / $1 spent on purchases. Here are the top Wells Fargo Propel benefits: Cell phone insurance Insures your cell phone up to $600 per claim and $1,200 per year, with a $25 deductible, when you pay your cell phone bill with the Wells Fargo Propel. Extended warranties Doubles the existing manufacturer’s warranty on items you buy with the Wells Fargo Propel, adding up to a maximum of 12 months. Retail protection Covers up to $1,000 per claim and $50,000 per account, per year for items you buy with your card that are damaged or stolen within 90 days. Return protection Gives up to $300 per claim and $1,000 per account per year when you try to return a working, good-condition item you bought with a Wells Fargo Propel to a store and they won’t accept it. Travel accident insurance Offers up to $150,000 per trip when you, your spouse, or your unmarried dependent children are in a serious accident on a trip paid for with the Wells Fargo Propel. Baggage insurance Gives up to $1,000 per person, per trip when you, your spouse, or your unmarried dependent children have your bags lost or stolen while on a common carrier. Rental car insurance Provides up to $50,000 in reimbursement for rental cars paid for with the Wells Fargo Propel that are damaged or stolen. Initial bonus This card’s initial bonus used to be 20,000 points for spending $1,000 within the first 3 months. Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

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What are the top Wells Fargo Propel benefits?

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This question is about the Wells Fargo Propel American Express® card

Maria Adams, Credit Cards Moderator

@m_adams • 06/10/22 This answer was first published on 06/14/21 and it was last updated on 06/10/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The top Wells Fargo Propel benefits include $1,200 per year in cell phone insurance, reimbursement for damaged or stolen purchases, and $150,000 in travel accident insurance. The Wells Fargo Propel has a number of other perks, too, such as a $0 annual fee, 0% foreign transaction fees, and rewards of up to 3 points / $1 spent on purchases.

Here are the top Wells Fargo Propel benefits:

Cell phone insurance
Insures your cell phone up to $600 per claim and $1,200 per year, with a $25 deductible, when you pay your cell phone bill with the Wells Fargo Propel.
Extended warranties
Doubles the existing manufacturer’s warranty on items you buy with the Wells Fargo Propel, adding up to a maximum of 12 months.
Retail protection
Covers up to $1,000 per claim and $50,000 per account, per year for items you buy with your card that are damaged or stolen within 90 days.
Return protection
Gives up to $300 per claim and $1,000 per account per year when you try to return a working, good-condition item you bought with a Wells Fargo Propel to a store and they won’t accept it.
Travel accident insurance
Offers up to $150,000 per trip when you, your spouse, or your unmarried dependent children are in a serious accident on a trip paid for with the Wells Fargo Propel.
Baggage insurance
Gives up to $1,000 per person, per trip when you, your spouse, or your unmarried dependent children have your bags lost or stolen while on a common carrier.
Rental car insurance
Provides up to $50,000 in reimbursement for rental cars paid for with the Wells Fargo Propel that are damaged or stolen.
Initial bonus
This card’s initial bonus used to be 20,000 points for spending $1,000 within the first 3 months.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

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Types of Wells Fargo Propel travel insurance: … read full answer

Travel accident insurance: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit.

Emergency Assistance: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps with travel-oriented information. Service is available 24 hours a day, 365 days a year.

Lost/damaged baggage insurance: If your luggage is lost or stolen, you can get reimbursed for the contents of the luggage up to $1,000.

Rental car insurance: This benefit covers the cardholder for damage to the rental vehicle that results from collision or theft.

Roadside assistance: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

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How much are Wells Fargo Propel points worth?

Wells Fargo Propel points are worth 1 cent each when redeemed for cash back, statement credits, travel and most gift cards. There are also options to buy merchandise and digital downloads with Propel points on the Wells Fargo Rewards portal, but the prices on those items can vary and may give a value of less than 1 cent per point. Lastly, it’s possible to transfer points to another Wells Fargo card that uses Wells Fargo Rewards, at a 1:1 ratio. If transferred to a … read full answer Wells Fargo Visa Signature® Card, the points can be worth up to 50% more (1.5 cents each) toward airfare.

To earn Wells Fargo Propel points, just use the card for purchases. You’ll earn 3 points / $1 spent on dining, travel, gas, rideshares, transit and streaming services. And you’ll get 1 point / $1 on all other purchases. There’s no limit to the number of points you can earn, and those points do not expire as long as your account remains open.

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