What are the top Wells Fargo Propel benefits? This question is about the Wells Fargo Propel American Express® card

The top Wells Fargo Propel benefits include $1,200 per year in cell phone insurance, reimbursement for damaged or stolen purchases, and $150,000 in travel accident insurance. The Wells Fargo Propel has a number of other perks, too, such as a $0 annual fee, 0% foreign transaction fees, and rewards of up to 3 points / $1 spent on purchases. Here are the top Wells Fargo Propel benefits: Cell phone insurance Insures your cell phone up to $600 per claim and $1,200 per year, with a $25 deductible, when you pay your cell phone bill with the Wells Fargo Propel. Extended warranties Doubles the existing manufacturer’s warranty on items you buy with the Wells Fargo Propel, adding up to a maximum of 12 months. Retail protection Covers up to $1,000 per claim and $50,000 per account, per year for items you buy with your card that are damaged or stolen within 90 days. Return protection Gives up to $300 per claim and $1,000 per account per year when you try to return a working, good-condition item you bought with a Wells Fargo Propel to a store and they won’t accept it. Travel accident insurance Offers up to $150,000 per trip when you, your spouse, or your unmarried dependent children are in a serious accident on a trip paid for with the Wells Fargo Propel. Baggage insurance Gives up to $1,000 per person, per trip when you, your spouse, or your unmarried dependent children have your bags lost or stolen while on a common carrier. Rental car insurance Provides up to $50,000 in reimbursement for rental cars paid for with the Wells Fargo Propel that are damaged or stolen. Initial bonus This card’s initial bonus used to be 20,000 points for spending $1,000 within the first 3 months. Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

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What are the top Wells Fargo Propel benefits?

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This question is about the Wells Fargo Propel American Express® card

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Maria Adams, Credit Cards Moderator

@m_adams • 06/10/22 This answer was first published on 06/14/21 and it was last updated on 06/10/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The top Wells Fargo Propel benefits include $1,200 per year in cell phone insurance, reimbursement for damaged or stolen purchases, and $150,000 in travel accident insurance. The Wells Fargo Propel has a number of other perks, too, such as a $0 annual fee, 0% foreign transaction fees, and rewards of up to 3 points / $1 spent on purchases.

Here are the top Wells Fargo Propel benefits:

Cell phone insurance
Insures your cell phone up to $600 per claim and $1,200 per year, with a $25 deductible, when you pay your cell phone bill with the Wells Fargo Propel.
Extended warranties
Doubles the existing manufacturer’s warranty on items you buy with the Wells Fargo Propel, adding up to a maximum of 12 months.
Retail protection
Covers up to $1,000 per claim and $50,000 per account, per year for items you buy with your card that are damaged or stolen within 90 days.
Return protection
Gives up to $300 per claim and $1,000 per account per year when you try to return a working, good-condition item you bought with a Wells Fargo Propel to a store and they won’t accept it.
Travel accident insurance
Offers up to $150,000 per trip when you, your spouse, or your unmarried dependent children are in a serious accident on a trip paid for with the Wells Fargo Propel.
Baggage insurance
Gives up to $1,000 per person, per trip when you, your spouse, or your unmarried dependent children have your bags lost or stolen while on a common carrier.
Rental car insurance
Provides up to $50,000 in reimbursement for rental cars paid for with the Wells Fargo Propel that are damaged or stolen.
Initial bonus
This card’s initial bonus used to be 20,000 points for spending $1,000 within the first 3 months.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

Answer Question

What is the Wells Fargo Propel bonus?

The Wells Fargo Propel bonus was 20,000 points for spending $1,000 within 3 months of account opening. However, this offer is no longer available as the card has been discontinued in 2021. Wells Fargo Propel was designed as an everyday spending card that also catered well to travel, as it earned 3 points / $1 on flights, hotels, car rentals, gas stations, dining, streaming services and more.… read full answer

Alternative Credit Card Option for the Wells Fargo Propel

If you are after a Wells Fargo credit card that offers ongoing rewards on purchases, you should consider getting the Wells Fargo Active Cash® Card. The card offers 2% cash rewards and an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months. The card also features a $0 annual fee and an introductory APR of 0% for 15 months from account opening on both purchases and qualifying balance transfers. The regular APR is 19.49% - 29.49% Variable, based on creditworthiness.

Wells Fargo has a credit card lineup that caters to a wide range of needs, so make sure to check out our editors' picks for the best Wells Fargo credit cards. If you're not tied to Wells Fargo as an issuer and prefer considerable bonuses, take a look at the best credit card sign-up bonuses.

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Does Wells Fargo Propel have travel insurance?

Yes, the Wells Fargo Propel does have travel insurance benefits. The best travel-related perks the card offers are travel accident insurance and rental car protection. To be eligible to file a travel insurance claim, you’ll need to pay for your trip using your Wells Fargo Propel.

Types of Wells Fargo Propel travel insurance:

Travel accident insurance… read full answer: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit.

Emergency Assistance: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps with travel-oriented information. Service is available 24 hours a day, 365 days a year.

Lost/damaged baggage insurance: If your luggage is lost or stolen, you can get reimbursed for the contents of the luggage up to $1,000.

Rental car insurance: This benefit covers the cardholder for damage to the rental vehicle that results from collision or theft.

Roadside assistance: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Wells Fargo Propel’s guide to benefits for more details on each type of insurance.

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How much are Wells Fargo Propel points worth?

Wells Fargo Propel points are worth 1 cent each when redeemed for cash back, statement credits, travel, and most gift cards. Points used to make purchases at participating merchants are worth less than 1 cent per point. You can also transfer points to another Wells Fargo card that earns Wells Fargo rewards, at a 1:1 ratio.… read full answer

To earn Wells Fargo Propel points, just use the card for purchases. You’ll earn 1 - 3 points per $1 spent on purchases. There’s no limit to the number of points you can earn. Plus, points do not expire as long as your account remains open.

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