What are the top Wells Fargo Propel benefits?

Major Wells Fargo Propel benefits include $1,200 per year in cell phone insurance, reimbursement for damaged or stolen purchases, and $150,000 in travel accident insurance. The Propel card has a number of other perks, too, such as a $0 annual fee, a 0% foreign transaction fee, and rewards of up to 3 points per $1 spent on purchases. It also offers 0% introductory APRs and an initial bonus. Overall, the Wells Fargo Propel card is packed with value.

Wells Fargo Propel Benefits:

Cell phone insurance

Insures your cell phone up to $600 per claim and $1,200 per year, with a $25 deductible, when you pay your cell phone bill with the Propel card.

Extended warranties

Doubles the existing manufacturer’s warranty on items you buy with the Propel card, adding up to a maximum of 12 months.

Retail protection

Covers up to $1,000 per claim and $50,000 per account, per year for items you buy with your card that are damaged or stolen within 90 days.

Return protection

Gives up to $300 per claim and $1,000 per account per year when you try to return a working, good-condition item you bought with a Propel card to a store and they won’t accept it.

Travel accident insurance

Offers up to $150,000 per trip when you, your spouse, or your unmarried dependent children are in a serious accident on a trip paid for with the Propel card.

Baggage insurance

Gives up to $1,000 per person, per trip when you, your spouse, or your unmarried dependent children have your bags lost or stolen while on a common carrier.

Rental car insurance

Provides up to $50,000 in reimbursement for rental cars paid for with the Propel card that are damaged or stolen.

Initial bonus

20,000 points for spending $1,000 in the first 3 months after account opening.

The Wells Fargo Propel benefits are plentiful, but there are also lots of exclusions and fine print to be wary of. So be sure to consult your full benefits guide.