Theresa Chalfant, Writer
@theresa_chalfant
The GameStop Credit Card has a $0 annual fee, so it shouldn’t cost you anything as long as you pay your full statement balance by the due date each month to avoid interest. The only fees are for late or returned payments and payments made over the phone.
Fees for the GameStop Credit Card
| Type of Fee | Cost |
| Late Fee | $30 to $41 |
| Returned Payment Fee | $30 to $41 |
| Alternative Payment Method (Phone) Fee | Up to $15 |
While the low cost is attractive, the GameStop Credit Card doesn’t offer much in terms of rewards and can only be used at GameStop stores and on their website. It’s also important that you pay off your full statement balance each billing period so you won’t be hit with the 35.99% interest rate.
You can read our full review of the GameStop Credit Card to determine if getting the card is worth it.
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How does a GameStop Credit Card work?
A GameStop Credit Card works like a regular credit card, on a buy-now-pay-later basis. When you use a GameStop Credit Card to make a purchase, you’re borrowing money from the issuer to complete the transaction, and then repaying the amount by the due date, either in part or in full.
If you pay a credit card bill in full each month, you will avoid interest charges. Interest will apply if you do not pay the bill in full, and...
read full answer by Maria Adams, Credit Cards ModeratorWhat's the GameStop Credit Card credit score requirement?
The GameStop Credit Card credit score requirement is 640, at a minimum. That means applicants need fair credit or better for approval.
Other factors, such as your annual income, credit history and your overall ability to make credit card payments will also be taken into consideration when evaluating your application. Applicants also need a physical U.S. address and be the age of majority in their state or territory. They also need a valid government-issued photo ID...
read full answer by Leon Denerus, WalletHub AnalystDo you get charged to get a credit card?
No, you typically don’t get charged to obtain a credit card. However, if the card has an annual fee, it will be assessed shortly after the account is opened. This fee is added to your card's balance and can be paid over time or in full.
Many credit cards do not charge an annual fee, but some of the best options are usually geared towards individuals with good credit or better. Those with less-than-good credit may have fewer choices if...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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