The easiest way you can apply for the GameStop Credit Card is online. Alternatively, you can submit an application at any GameStop location. You won't be able to apply for the GameStop Credit Card over the phone.

Keep in mind that you will need at least fair credit for this card, but the issuer will also take into consideration various other factors, like your credit history, your income and any debts you might have. You can check your credit score for free on WalletHub to see where you stand.

How to Apply for the GameStop Credit Card Online

1. Visit the GameStop Credit Card webpage and click on “Apply.”
2. Enter your name, address, date of birth, income, and contact information and click the “Next” button.
3. Review the GameStop Credit Card's Terms & Conditions and hit “Submit Application.”

Some applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. You can also check your GameStop Credit Card application status at any time, by calling customer service at (855) 497-8168.

The GameStop Credit Card credit score requirement is 640, at a minimum. That means applicants need fair credit or better for approval.

Other factors, such as your annual income, credit history and your overall ability to make credit card payments will also be taken into consideration when evaluating your application. Applicants also need a physical U.S. address and be the age of majority in their state or territory. They also need a valid government-issued photo ID...

You can request a GameStop Credit Card credit limit increase by calling customer service at 1 (855) 497-8168. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Comenity Bank has on file. Comenity Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.

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You can only use a GameStop Credit Card for purchases at GameStop stores and on gamestop.com. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers.

The GameStop Credit Card offers:

• 20 points / $1 spent without a GameStop Pro membership
• 40 points / $1 with a Pro membership
• Initial bonus of...

You cannot get a cash advance with GameStop Credit Card. The GameStop Credit Card can only be used for purchases and only at GameStop.com, the GameStop mobile app, and GameStop stores.

The fact that GameStop Credit Card cash advances are not an option might be a good thing. Cash advances are very expensive, thanks to a cash advance fee and a high cash advance APR that apply as soon as you withdraw the cash. Also, depending on where you get...

The GameStop Credit Card has a $0 annual fee, so it shouldn't cost you anything as long as you pay your full statement balance by the due date each month to avoid interest. The only fees are for late or returned payments and payments made over the phone.

Fees for the GameStop Credit Card

The Gamestop credit card approval time is usually short. It could be instant if your credit is good, but in some cases it may take up to 30 days.

A GameStop Credit Card works like a regular credit card, on a buy-now-pay-later basis. When you use a GameStop Credit Card to make a purchase, you're borrowing money from the issuer to complete the transaction, and then repaying the amount by the due date, either in part or in full.

If you pay a credit card bill in full each month, you will avoid interest charges. Interest will apply if you do not pay the bill in full, and...