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WalletHub Rewards Credit Cards with No Annual Fee
WalletHub makes it easy to find the best rewards credit card with no annual fee.
REWARDS CREDIT CARDS WITH NO ANNUAL FEE
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- 20,000 miles initial bonus
- Unlimited 1.25 miles per $1 on every purchase
- Miles are redeemable for any travel-related expense on your bill
- 0% intro APRs
- No annual fee
- Balance transfer fee
- Potential for a very high regular APR
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
- No membership fees
- 0% intro APR on balance transfers
- No balance transfer fee
- High rewards rate
- No intro APR on purchases
- 25,000 points initial bonus ($250 in travel)
- 1.5 points / $1 spent
- No annual fee or foreign transaction fees
- User-friendly travel rewards redemption
- Very high regular APR
- Requires excellent credit
- $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
- Rewards earned in the first year get doubled
- Up to 5% cash back
- No annual fee
- 0% intro rates for 15 months
- Potential for a very high regular APR
- Bonus reward categories rotate, require quarterly signup and limit earnings
- Balance transfer fee
- 20,000-point initial bonus
- 3 points / $1 spent in bonus categories
- $0 annual fee
- 0% for 12 months from account opening on purchases intro offer
- $600 in cell phone protection (subject to a $25 deductible)
- 19.99% - 29.99% Variable regular APR
- No balance transfer promotion
- $200 initial bonus (online exclusive)
- Up to 3% cash back
- No annual fee
- Potential for a very high regular APR
- 3% foreign-transaction fee
- No membership fees
- Intro APR on purchases
- Intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Rotating categories which require activation
- Balance transfer fee
Questions & Answers
Comparing rewards credit cards with no annual fee can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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What is the best miles credit card with no annual fee? Reply
The best miles credit card with no annual fee is the United Gateway℠ Card because it offers 1 - 2 miles per $1 on purchases. The card also has an initial bonus of 20,000 miles after spending $1,000 in the first 3 months. The miles are worth the most when you redeem them for United Airlines flights.
For people who don’t often fly with United Airlines, there are other options for earning miles without paying an annual fee.
Best Miles Credit Cards with No Annual Fee
- Best Overall: United Gateway℠ CardUnited Gateway℠ CardLearn MoreLearn Moreon issuer's website
- Any Airline: Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn More
- Rates & FeesTerms ApplySkyMiles Members: Delta SkyMiles® Blue American Express CardDelta SkyMiles® Blue American Express CardLearn MoreLearn Moreon issuer's website
- Great for In-Flight Purchases: American Airlines AAdvantage® MileUp®American Airlines AAdvantage® MileUp®Learn MoreLearn Moreon issuer's website
It’s also worth mentioning that many of the best travel credit cards offer points instead of miles. Considering more options and finding the best fit for your needs, whether it’s a card with miles or points, will help you maximize your savings.
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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