John Miller, Credit Cards Moderator
@john_miller
It’s hard to say what the maximum limit of a Visa business credit card is, since issuers don’t usually disclose credit limit ranges. That said, some cardholders report starting limits of $15,000 or even $50,000, with potential to go as high as $100,000 or more. So while there’s no official cap, it’s possible for small business credit card limits to reach well into the six-figure range.
Just keep in mind that Visa is a payment network, not a lender. The actual credit limit, along with your rates and card features, is set by the issuer, based on factors like income, debt and creditworthiness.
If you’re applying for a Visa business card, there’s no way to know your exact limit upfront. But even if it’s not as high as you’d like, you can often grow it over time by using the card responsibly and asking for an increase after six months or more. You could also apply for another business credit card, to expand your total available credit.
People also ask
How much can I get approved for with a business credit card?
You can get approved for up to hundreds of thousands of dollars with a business credit card, depending on your personal credit score, income, and business revenue. Though issuers don’t usually disclose their maximum credit limits, the average small business credit card limit is around $56,100, according to Experian data.
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The best high limit business credit cards offer minimum credit limits around $3,000 - $5,000, but you can get a significantly...
read full answer by Theresa Chalfant, WriterWhat is the credit limit on a Visa card?
The credit limit on a Visa card can be as low as a few hundred dollars or as high as $50,000+, depending on the card and each applicant’s credit standing. However, keep in mind that the credit limit isn’t actually set by Visa. The issuers are in control of setting the credit limit. As a card network, Visa is more about where the card is accepted than anything else.
Things to Know About the Visa...
read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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