You can use your Genesis credit card anywhere Mastercard is accepted or only at the specific retailer your card is affiliated with, depending on which Genesis credit card you have. There are lots of different Genesis credit cards – cards issued by Genesis Finance Solutions. For example, Genesis offers cards tied to retailers ranging from The Home Depot to Mattress Firm. And each comes in four different versions: personal and business store cards, plus personal and business Mastercards.
On top of that, there are also general consumer credit cards like the Indigo Mastercard and Milestone Mastercard. Both of those unsecured cards for people with bad credit can be used anywhere Mastercard is accepted.
Here is where you can use your Genesis credit card:
Genesis Store Credit Cards: Cannot be used outside the store they are branded for. For example, you can only use the Home Depot Store Credit Card at Home Depot. Other examples include Ashley Homestore, Fred Meyer Jewelers, Mor Furniture For Less and Mattress Firm.
Genesis Mastercard Credit Cards: Can be used anywhere Mastercard is accepted. Some examples are the Indigo Mastercard for Less than Perfect Credit and Milestone Mastercard – Bad Credit Considered. Both charge annual fees up to $99 per year based on your creditworthiness.
By the way, if you’re looking for a credit card tied to the car brand Genesis, there isn’t one.
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