You can use your Genesis credit card anywhere Mastercard is accepted or only at the specific retailer your card is affiliated with, depending on which Genesis credit card you have. There are lots of different Genesis credit cards – cards issued by Genesis Finance Solutions. For example, Genesis offers cards tied to retailers ranging from The Home Depot to Mattress Firm. And each comes in four different versions: personal and business store cards, plus personal and business Mastercards.
On top of that, there are also general consumer credit cards like the Indigo Mastercard and Milestone Mastercard. Both of those unsecured cards for people with bad credit can be used anywhere Mastercard is accepted.
Here is where you can use your Genesis credit card:
Genesis Store Credit Cards: Cannot be used outside the store they are branded for. For example, you can only use the Home Depot Store Credit Card at Home Depot. Other examples include Ashley Homestore, Fred Meyer Jewelers, Mor Furniture For Less and Mattress Firm.
Genesis Mastercard Credit Cards: Can be used anywhere Mastercard is accepted. Some examples are the Indigo Mastercard for Less than Perfect Credit and Milestone Mastercard – Bad Credit Considered. Both charge annual fees up to $99 per year based on your creditworthiness.
By the way, if you’re looking for a credit card tied to the car brand Genesis, there isn’t one.
Yes, you can use your Milestone credit card anywhere Mastercard is accepted. A Milestone Mastercard will be accepted by nearly 11 million merchants in the U.S. and in more than 210 countries and territories around the world.
By Phone: Call Milestone Credit Card customer service at (866) 453-2636 and follow the prompts to make a payment.
By Mail: Send your check or money order at the following address:Genesis FS Card ServicesPO Box 84059Columbus, GA 31908-4059
Through MoneyGram: Find your nearest MoneyGram location and make sure you fill out the following information:Company Name: Genesis FS Card ServicesReceive Code: 4911
Cardholders can also set up Milestone Credit Card automatic payments through their online account or by phone at (866) 453-2636. Once you’re enrolled, the issuer will withdraw the payment amount from your linked bank account on the scheduled date.
Jared credit cards can only be used at Jared The Galleria Of Jewelry’s 274 stores, located in 41 states.
The Jared Credit Card is managed by two separate banks: Comenity Bank and Genesis Financial Services. That’s because Genesis Financial Services recently bought $1.7 billion in nonprime credit accounts from Signet Jeweler, the parent company of Jared, Kay, and Zales. Even so, there’s just one Jared Credit Card.… read full answer
Here’s where you can use the Jared Credit Card:
274 Jared jewelry stores in 41 states
California: 19 locations
Florida: 22 locations
Texas: 29 locations
The Jared Credit Card offers 12-18 months financing with a 20% down payment on purchases of $1,000+. There’s also 36-month financing on purchases of at least $3,000 – 48 months if you spend $5,000+. APRs vary and depend on creditworthiness. But it’s possible to get 0% financing with deferred interest, or a reduced rate like 10.99%.
Cardholders also get free jewelry cleaning and inspection. Plus, you’ll receive special offers on your birthday and account anniversary. Your account must be in good standing to be eligible.
The Jared Card’s regular APR ranges from 17% to 26.99% and varies by state. There’s no annual fee. You can check for Jared Credit Card prequalification online to get an idea of your approval odds.
But just because you’re planning a purchase at Jared does not mean a Jared Credit Card is the best way to save. There are lots of really good 0% credit cards available right now, including U.S. Bank Visa Platinum (0% for 20 months), Citi Simplicity (0% for 18 months), and Amex EveryDay (0% for 15 months). You do need good or excellent credit to qualify, though.
If you have bad credit, consider the Credit One Bank Platinum Visa. It has a $0 - $99 annual fee based on creditworthiness and doesn’t require a security deposit. The regular APR is 19.74% to 25.74%. Any of these cards could help you bypass the down payment often required with in-store financing.
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