Rhonda Stewart, WalletHub Loans Analyst
@rhonda
No, you cannot use your Shell Gas Card anywhere you want, as you can only use it for purchases at Shell Gas locations. The Shell Gas Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Shell Gas Card offers accountholders 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year and has an annual fee of $0, so it might be worth getting for people who shop at Shell Gas locations often.
Shell also has a different card on the Mastercard network. Because it's backed by one of the major payment networks, the Shell Credit Card can be used pretty much anywhere credit cards are accepted. The same cannot be said for the store card version.
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