The easiest way to apply for the Shell Business Credit Card is online, and you can get to the online application by clicking the "Learn More" button on WalletHub. Applying online is the fastest method and often leads to an instant response. Keep in mind that the Shell Business Credit Card is available to people with fair credit or better, which means you need a 640+ credit score for high approval odds. You can check your credit score for free here on WalletHub.

How to Apply for the Shell Business Credit Card

1. Go to the application page on Citibank's website or click the "Learn More" button on sites like WalletHub to be taken there
2. Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
3. Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
4. Fill in the requested financial information such as your income, sources of income, employment status and housing status. You will also need to authorize Citibank to do a hard pull of your credit.
5. Double check to make sure the application is complete and all the information is accurate.
6. Submit the application.

Once you've submitted your Shell Business Credit Card application, you may receive a decision right away. However, Citibank has up to 30 days to respond to your application. You can read about how long it takes to get a credit card after approval here on WalletHub.

There's no limit to how many authorized users you can add to your Shell Business Credit Card.

To add a user and request a card for them, sign in to your account online or call (888) 260-0886.

Keep in mind, though, that you're the one responsible for your authorized users' purchases.

You cannot get a cash advance with the Shell Business Credit Card. You can only use the Shell Business Credit Card for purchases and only at Shell stations and other participating locations.

The fact that Shell Business Credit Card cash advances are not an option might actually be a good thing. Cash advances are very expensive, thanks to a cash advance fee and a high cash advance APR that applies as soon as you withdraw the cash. Also, depending on where you get...

Yes, the Shell Business Credit Card does report to all three main business credit bureaus (Experian, Equifax and Dun & Bradstreet) on a monthly basis.

If you are looking to build your credit score, you can check out WalletHub's Guide to Business Credit for a complete list of tips to help you towards your goal.