At the moment, the best business gas credit cards are the Business Advantage Cash Rewards Mastercard, the Costco Anywhere Visa® Business Card and the U.S. Bank Business Edge™ Cash Rewards MasterCard®. All three offer at least 3% cash back on gas at any station, up to a certain amount spent. And none charges an annual fee. All three require excellent personal credit, however. So they’re not for everyone.
To help all types of small business owners find the right rewards offer, WalletHub’s editors compared all of the business gas cards in our extensive database and selected the top offers for different needs.
Here are the best business gas credit cards:
|Best For…||Card Name||Gas Rewards||Annual Fee||Min. Credit Required|
|Overall||Business Advantage Cash Rewards Mastercard® Credit Card||3% cash back at gas stations and office supply stores (first $250,000 per year, then 1%)||None||Excellent|
|Costco Members||Costco Anywhere Visa® Business Card by Citi||4% cash back (first $7,000 per year, then 1%)||$0||Excellent|
|One-Car Companies||U.S. Bank Business Edge™ Cash Rewards World Elite™ Mastercard®||3% cash back (single gas purchases of $200 or less; 1% otherwise)||None||Excellent|
|Good Credit||Sam's Club® Business Credit Card||5% cash back on gas at U.S. and Puerto Rico gas stations (first $6,000 per year, then 1%)||None||Good|
|Fair Credit||Sunoco Gas Card||1-6 cent/gal. discount||None||Fair|
|Bad Credit||Wells Fargo® Business Secured Credit Card||1.5% cash back on all purchases||$25||Bad|
Business credit card approval depends largely on your personal credit standing. And all business credit cards hold you personally liable for unpaid balances. So if you can get better fuel rewards from a general-consumer gas credit card, there should be nothing stopping you. You can check out WalletHub’s picks for 2017’s best gas credit cards to see which offers to consider.