One of the best easy approval gas credit cards is the Discover it® Secured Credit Card. Because it’s secured, bad credit won’t disqualify you. Plus, it has a $0 annual fee and gives you 2% cash back on up to $1,000 you spend at gas stations and restaurants (combined) each quarter. And since it’s a cash back card with no restrictions on what gas stations are eligible for rewards earning, it’s one of the most flexible options.
Discover it Secured Credit Card isn’t the only gas rewards card that’s easy to get. But most other offers require a bit better credit.
Here are some of the best easy approval gas credit cards:
Discover it® Secured Credit Card: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent each quarter combined. 1% cash back everywhere else. First-year rewards match. $200 minimum refundable security deposit. You can get this card with bad credit/limited credit.
Walmart® Store Card: $0 annual fee. 2 points per $1 (2% cash back) at Walmart & Murphy USA Fuel Stations. You need fair credit or better.
Shell Gas Card: $0 annual fee. 10 ¢ per gallon discount at Shell gas stations. You can get this card with fair credit.
Chevron and Texaco Gas Card: $0 annual fee. 37¢ per gallon in fuel credits for the first 90 days. After that, 3¢ per gallon on Regular or Diesel, 6¢ on PLUS and 8¢ on Supreme/Premium through 9/30/2022 (3¢ on all fuel thereafter). You can get this card with fair credit.
ExxonMobil Gas Card: $0 annual fee. 30¢ per gallon of all types of Synergy fuel for the first 2 months, plus 12¢ per gallon of premium fuel or 10¢ per gallon of other fuel grades at over 11,000 Exxon and Mobil stations. This card requires fair credit.
Discover it® Student chrome: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent per quarter in those categories combined. 1% on all other purchases. Discover matches the cash back you earn year one. Students with limited credit or better can get this card.
The best easy approval gas card for you will depend on where you fill up and how good your credit is. But no matter what card you get, make sure to pay your bill on time every month. That will help you build credit and qualify for one of the best gas rewards credit cards.
The best unsecured gas card for bad credit is the Fortiva® Cash Back Reward Card because it offers 3% cash back on eligible gas, grocery, and utility purchases or payments, as well as 1% cash back on all other purchases. On top of that, this card comes with a decent credit limit of up to $1,000 and $0 one-time fees, unlike some unsecured credit cards for bad credit. … read full answer
Gas is something that almost everyone buys, so many consumers are attracted to cards with rewards for fueling up. But most unsecured cards with gas rewards require good credit or better. While some options exist among secured cards, which require a deposit that is generally equal to your credit line, there aren’t many unsecured gas cards that cater to bad credit.
The best unsecured gas cards for bad credit might not offer too many rewards for fuel purchases, either. But with bad credit, you should be focused on paying your bill in full and rebuilding your credit. Late fees and finance charges could outweigh any rewards if you don’t. And if you pay for the gas on time, that positive information will improve your credit score when it’s reported to the credit bureaus.
If you have less than fair credit, consider getting a secured credit card to pay for your gas purchases. The odds of approval are higher because you’ll have to put up a security deposit to set your credit limit. The deposit is fully refundable when you close the account without an outstanding balance. In addition, secured cards work like regular credit cards, which means you can use them anywhere credit cards are accepted. An ideal secured card for gas purchases is the Bank of America® Customized Cash Rewards Secured Credit Card. It offers 3% cash back in a category of your choice, 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly in the 3% and 2% categories combined), and 1% back on all other purchases. And you can choose gas as your category for the supplemented 3% cash back rate.
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