Rhonda Stewart, WalletHub Loans Analyst
@rhonda
There aren't any guaranteed approval gas credit cards because you have to meet certain requirements to qualify for any credit card. No credit card company can guarantee approval for every single person who applies for one of its cards.
Most gas credit cards require fair or good credit. With a lower score, you might be limited to a gas-station card that provides convenience but few other perks.
There are, however, some other credit cards with rewards on gas purchases that are relatively easy to get, like the Bank of America Custom Cash Secured Card. This card offers 6% cash back in the category of your choice, including gas. It also has a $0 annual fee, and you can get it with bad credit.
Easiest Gas Rewards Credit Cards to Get Approved For
You can browse more easy approval gas credit cards here on WalletHub.
Things to Know Before Applying
Before applying for a credit card, make sure to check your credit score. This way you can maximize your approval odds. Aside from your credit score, other factors, such as your income and existing debt will be taken into consideration. You can also check out our editors’ latest picks for the best gas credit cards and the best guaranteed approval credit cards to weigh your options.
Hannah Gray, Member
@hannah_gray_att
Bank of America Customized Cash Secured Card is good for gas. Easy to get too.
Madison Bell, Member
@maddie_bell
Nah, there’s no such thing as a gas credit card with guaranteed approval - Shell, Exxon, Chevron, they all check your credit. I tried with a 590 score and got denied for Shell. Your best bet is a secured card like Discover it® Secured. Use it just for gas, build credit, then upgrade later.
Good advice. I think a lot of people assume you need a gas-branded card to get gas rewards. Usually, cards with gas as a bonus rewards category (among others) are better.
People also ask
What are the best easy approval gas credit cards?
The best easy approval gas credit card is the Bank of America® Customized Cash Rewards Secured Credit Card. It’s relatively easy to get approved for this card even if you have poor credit, and you will enjoy a $0 annual fee as well as 1 - 6% cash back on purchases.
Gas purchases are eligible for the highest rewards rate (up to a limit), and there are no restrictions on which gas stations qualify for rewards, making it one of the most flexible options. However, you...
read full answer by John S Kiernan, Managing EditorWhat credit score do you need for a gas card?
You’ll need a 700 credit score or higher for most gas cards. This means at least good credit is required for approval. However, you can find good credit cards that earn high rewards from gas purchases for all types of credit.
Best Gas Cards by Credit Requirement
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If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be...
read full answer by Sue Patterson, WalletHub AnalystAre there any credit cards for bad credit with a $3,000 limit?
The best credit card for bad credit with a $3,000 limit is the U.S. Bank Secured Visa® Card. This card allows you to place a deposit of $300 - $5,000, which will serve as your credit limit, and it comes with a $0 annual fee.
Things to Know About High Credit Limits for Bad Credit
- The only way to get a $3,000 limit with bad credit is to place a $3,000 security deposit on a secured credit card....
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