John Miller, Credit Cards Moderator
@john_miller
One major company that is known for giving some of the highest credit limits is Chase, with some cardholders reporting limits of $100,000 or even more on Sapphire cards. Keep in mind these are anecdotal reports, not guarantees. Credit card companies don’t normally disclose maximum limits, and each situation is different.
Major Credit Card Companies Known for High Limits
Ultimately, your credit limit is determined based on your income, credit history, existing debts, and how much risk the bank is willing to take. Even if you don’t get the desired result at the start, you can usually work your way up by using your card responsibly and updating the income that the issuer has on file. Once you’ve built a solid track record with the issuer, you can ask for a credit limit increase.
People also ask
What are the best credit cards with a $10,000 credit limit?
The best credit card with a $10,000 credit limit is the First Tech Choice Rewards. The card offers 1 - 2 points per $1 spent on purchases and gives new cardholders an initial bonus of 20,000 points for spending $3,000 in the first 60 days.
This card is typically available to people with good credit or better. Credit cards with $10,000 credit limits are generally offered to those with good or excellent credit.
Best Credit Cards with a $10,000 Credit Limit
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- Airline Rewards:
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It's important to remember that a...
read full answer by Christie Matherne, Credit Card WriterWhat is the highest credit card limit you can get?
The highest credit card limit you can get is over $100,000, according to cardholder reports. To qualify for a $100,000+ credit limit, you need to choose the right card and have substantial assets and income, minimal debt, and a strong credit profile.
Some of the Highest Credit Card Limits of 2025
- Chase Sapphire Reserve®: $10,000+ credit limit
- Chase Sapphire Preferred® Card: $5,000+ credit limit
- Wells Fargo Reflect® Card: $1,000+ credit limit
- Wells Fargo Active Cash® Card: $1,000+ credit limit
- Chase Freedom Unlimited®: $500+ credit limit...
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