Chip Lupo, Credit Card Writer
@CLoop
It might be hard to get a First National Bank of Omaha credit card because almost all cards offered by First National Bank of Omaha require good credit or better for approval, which may be out of reach for the average consumer. The exception is the First National Bank of Omaha Rewards Secured Visa® Card, which is available to people with bad credit. For the most part, applicants need a 700 credit score and a steady income to have good approval odds for a First National Bank of Omaha credit card.
Credit Requirements for Popular First National Bank of Omaha Credit Cards
- Evergreen® by FNBO Credit Card: Good credit
- First National Bank of Omaha Rewards Secured Visa® Card: Bad credit
- Getaway by FNBO Credit Card: Good credit
- Evergreen by FNBO | Business Edition: Good credit
Although it’s hard to get a First National Bank of Omaha credit card, there are other issuers with cards that have less strict requirements. If you want to see what other options you have, you can browse the easiest credit cards to get on WalletHub.
People also ask
How hard is it to get a First National Bank of Omaha credit card?
It is not very hard to get a First National Bank of Omaha credit card because First National Bank of Omaha offers cards for people with bad credit or better. The easiest credit card to get from First National Bank of Omaha is the First National Bank of Omaha Rewards Secured Visa® Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other First National Bank of Omaha credit cards, too.
Minimum Credit Score for...
read full answer by Chip Lupo, Credit Card WriterDoes First National Bank of Omaha do a hard pull?
Yes, any of the First National Bank of Omaha credit cards will do hard pulls upon applying. Their credit cards require at least good credit (i.e. a credit score of 700+), with the exception of the First National Bank of Omaha Secured Visa, designed for applicants with bad or no credit.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can...
read full answer by Robert Stark, WalletHub Credit Cards AnalystWhat's the First National Bank of Omaha credit limit?
First National Bank of Omaha credit limits are $300 at a minimum, depending on the card. The First National Bank of Omaha credit card with the highest starting credit limit is the First National Bank of Omaha Rewards Secured Card, which has a maximum credit limit of $5,000, depending on the deposit amount
Don’t be surprised if you can’t find any credit limit details in the First National Bank of Omaha card terms. First National Bank of Omaha doesn’t publicly disclose...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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