Maria Adams, Credit Cards Moderator
@m_adams
No, Chase does not give instant issue physical cards, even when you apply at a branch. However, if you apply online, Chase’s "Spend Instantly" feature lets you add a virtual version of your new card to a digital wallet right after approval, so you can start using it before the physical card arrives in the mail. Just note that some co-branded credit cards may not be eligible.
You may receive an instant decision when you apply for any Chase card online. If you are approved, it takes around 7-10 business days for the card to arrive.
How to Add Your Chase Virtual Card to a Digital Wallet
- Using the Chase Mobile app, choose the card you want to add, scroll down to “Account Services” and then select “Digital Wallets.”
- Choose from your list of available digital wallets, including Apple Pay, Google Pay, and Samsung Pay.
- Select your new card.
- Once the card has been added to your wallet, you can use it right away.
Instant-Issue Chase Debit Cards
Chase no longer offers instant issue cards, and it typically takes 3 - 5 business days for them to arrive. However, there are a few major banks and credit unions that do instantly issue debit cards. Navy Federal, PNC, and others will print your debit card in the branch the day you sign up for an account. Not only will you have your debit card in minutes instead of days, but you’ll have immediate access to your funds without having to use any paper checks you get when opening a new account.
People also ask
Does Chase give a temporary credit card number?
No, Chase does not give temporary credit cards. But you can still use your credit card before it arrives with the “Spend Instantly” feature. This option allows you to add your card to a digital wallet right away. Some co-branded credit cards are not eligible.
A temporary credit card comes with a disposable card number, expiration date, and security code you can use in place of your actual credit card information. Because of that, temporary credit cards are...
read full answer by Christie Matherne, Credit Card WriterHow can I get a Chase virtual credit card?
Chase does not offer virtual credit card numbers, and there is no indication this will change anytime soon. Even though Chase does not offer virtual cards, Chase cardholders can still get a virtual credit card through Click to Pay or digital wallets.
Key Things to Know About Using Click to Pay With Chase Cards
- Availability: Click to Pay was launched in late 2019 by Visa, Mastercard, Discover, and American Express, and it’s available to...
How long does it take to get a credit card from Chase?
It takes around two weeks to get a credit card from Chase once your application has been approved. But you can get it in 1-2 business days if you ask for expedited delivery, at no extra cost. It’s also worth noting that you may receive a decision instantly after approval. However, it can sometimes take up to 30 days to receive a response.
Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But,...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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