Melissa Sherrard, Car Insurance Writer
@melissa_sherrard
An Amica umbrella policy covers claims beyond the financial limits of an existing auto or home insurance policy. An umbrella insurance policy from Amica costs about $100-$400 per year, and it can add $1 million, $2 million, or $5 million in additional liability coverage.
What Amica Umbrella Policies Cover
- Additional bodily injury and property damage liability limits
- Dog bites
- Liability from a car accident in a different country
- Defense against charges of libel, slander and defamation of character
Amica's umbrella policies are a good choice for customers with a high net worth who want extra coverage for property damage, injuries, and possible lawsuits that could result from various types of accidents. Umbrella policies may also cover claims that might not be covered by standard liability policies, like slander, libel, and psychological harm.
You can get a quote for Amica umbrella insurance by calling 1-800-242-6422. To be eligible, you will also need a home or auto policy from Amica.
To learn more, check out reviews and key information about Amica on WalletHub, as well as our guide to umbrella insurance.
People also ask
Is Amica a good insurance company?
Yes, Amica is a good insurance company, offering car, home and life insurance to people in 49 states. Amica has earned A+ ratings from insurance industry watchdogs like the BBB and A.M. Best, and it has an average user rating of 3.5/5 on WalletHub. Amica does have more customer complaints than average, however, according to the National Association of Insurance Commissioners.
Amica Mutual Insurance Company, as it’s officially known, is based in Lincoln, Rhode...
read full answer by WalletHub, Financial CompanyWhat does umbrella insurance cover?
Umbrella insurance covers injuries, property damage, certain lawsuits, and personal liability situations that exceed your home and auto liability coverage. An umbrella policy extends your liability insurance limits and offers protection for situations not covered by a standard liability policy, such as libel or slander.
On the other hand, umbrella insurance does not cover claims that are excluded outright from liability insurance, such as intentional damage or damage to your own property.
What Umbrella Insurance...
read full answer by WalletHub, Financial CompanyHow much liability insurance do I need?
You need enough liability insurance to cover your net worth. Having coverage equal to the value of the assets you own and all the money you have, minus your debt, protects you financially in case of a serious car accident.
When to Carry Only the Minimum Liability Coverage
Although almost every state requires drivers to carry liability insurance, the minimum coverage is not always enough to cover the cost of an accident. It’s always...
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