Melissa Sherrard, Car Insurance Writer
@melissa_sherrard
A The Hartford umbrella policy covers claims beyond the financial limits of an existing auto or home insurance policy. An umbrella insurance policy from The Hartford costs about per year, and it can add $1 million to $5 million in additional liability coverage.
It's also worth noting that The Hartford umbrella policies are standalone coverage. They can be purchased regardless of whether your home or auto insurance comes from The Hartford or another insurer.
What The Hartford Umbrella Policies Cover
- Additional bodily injury and property damage liability limits
- Injuries or damage caused by renters to your property
The Hartford's umbrella policies are a good choice for customers with a high net worth who want extra coverage for property damage, injuries, and possible lawsuits that could result from various types of accidents. Umbrella policies may also cover claims that might not be covered by standard liability policies, like claims of slander, libel, and psychological harm.
You can get a quote for The Hartford umbrella insurance by calling 1-888-546-9099.
To learn more, check out reviews and key information about The Hartford on WalletHub, as well as our guide to umbrella insurance.
People also ask
Why is The Hartford so cheap?
The Hartford is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from The Hartford costs an average of $108 per month, and The Hartford premiums can be made even cheaper by taking advantage of discounts such as safety features discounts and paid-in-full discount. Plus, The Hartford rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as...
read full answerWhat does umbrella insurance cover?
Umbrella insurance covers injuries, property damage, certain lawsuits, and personal liability situations that exceed your home and auto liability coverage. An umbrella policy extends your liability insurance limits and offers protection for situations not covered by a standard liability policy, such as libel or slander.
On the other hand, umbrella insurance does not cover claims that are excluded outright from liability insurance, such as intentional damage or damage to your own property.
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You need enough liability insurance to cover your net worth. Having coverage equal to the value of the assets you own and all the money you have, minus your debt, protects you financially in case of a serious car accident.
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