Lilah Butler, Car Insurance Writer
@lilah_c
Yes, the at-fault driver will pay for a rental car. When you get into an accident that is not your fault, you will have to file a claim with the at-fault driver's insurance company, which will cover the cost of the damages to your vehicle, any medical expenses you incur, and the cost of a replacement transportation method. This can include anything from a rental car, to the cost of a rideshare service, or even a bus pass.
Sometimes, the at-fault driver's liability limits are too low to cover the cost of all the expenses you incur. In that case, you can either sue to recover the rest of the cost or use your underinsured motorist coverage.
People also ask
Does insurance cover rental car reimbursement if I'm not at fault?
Yes, insurance covers rental car reimbursement if you’re not at fault in an accident and your vehicle is damaged. While your car is being repaired, you can file a claim with the at-fault driver’s property damage liability insurance or use your own rental car reimbursement coverage if fault is not immediately clear. If you rent the car through your policy, your insurance company will recoup the cost of the claim from the other insurer through subrogation.
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Yes, your car insurance covers rental cars, in most cases. Standard auto insurance policies cover car rentals in the U.S., up to your normal policy limits and with your regular deductible, but it’s best to check the details of your car insurance policy to make sure you’re aware of any specific rental car restrictions.
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The first thing you should do after a car accident that is not your fault is to make sure everyone inside your car is safe and uninjured. Next, call the police, take pictures of the scene, and exchange insurance information with the at-fault driver so you can file a claim with their insurer. You should also report the accident to your insurance company in case you need to file a collision, personal injury protection, or MedPay claim...
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