Lilah Butler, Car Insurance Writer
@lilah_c
You can check your driving record in Michigan by going to the Michigan Department of State website and purchasing a copy. It costs $16 to purchase a copy of your Michigan driving record, and you will need to create an account and verify your identity.
How to Check Your Driving Record in Michigan
- Go to the Michigan Department of State website.
- Fill out the online form with your personal information.
- Pay the $16 fee for your driving record.
- Print out or save your driving record.
Alternatively, you can complete this request form and mail it along with a check or money order to the Michigan Department of State Record Sales Unit, 7064 Crowner Drive, Lansing, MI 48918-1502. You could also get the record in person by visiting any Secretary of State office in Michigan.
Why You Might Need a Michigan Driving Record
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 56% in Michigan. Checking your driving record can help you verify that the information is correct.
It's also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you're still getting the best rate on the coverage you need.
For more information, check out WalletHub's guides to driving record checks and driver's license points.
People also ask
How much car insurance do I need in Michigan?
Michigan law requires you to have $50,000 in coverage for one person’s bodily injury or death ($100,000 per accident) and $10,000 for other people’s property damage when you are at fault. Michigan also requires personal injury protection (PIP) and property protection insurance.
PIP covers medical expenses for you and your passengers after an accident. Property protection insurance pays for damage your car does to another Michigan resident’s property.
How Much Car Insurance Drivers Need in Michigan
... read full answer by Anamarie Waite, Car Insurance WriterAre there any auto insurance companies that don't check your driving record?
No. There are no auto insurance companies that don’t check your driving record. Most auto insurance companies check your driving record for the past 3 years when you submit your application for coverage, and some check your driving record as far back as 7-10 years.
When Auto Insurance Companies Check Your Driving Record
Auto insurance companies generally do not check your driving record just to give you a simple quote, with no obligation...
read full answer by WalletHub, Financial CompanyHow can I get insurance with a bad driving record?
To get auto insurance with a bad driving record, compare quotes and purchase a high-risk car insurance policy. Some national insurance companies, like GEICO and Progressive, offer great insurance options for bad drivers, including those who need an SR-22 or FR-44, and other companies – such as The General and Dairyland – specialize in nonstandard insurance.
1. Look for a high-risk policy
High-risk policies are designed for drivers who are more likely than the average...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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