Catherine C Ford, Writer
@catherine_ford_1
Yes, Amica lets you pay late. As long as you pay within 10 days after the due date posted on your bill, you will have coverage in the meantime thanks to Amica's grace period, and you won't even owe a late fee.
Amica will send a cancellation notice within 10 days of your bill's original due date. A final date to make a payment before Amica cancels your policy will be included in this notice.
Key Things to Know About Amica's Payment Policies
- You can make payments by calling 800-492-6422, online using Amica's payment portal, mailing a check or money order to Amica Mutual Insurance Company, and using the Amica mobile app.
- You can set up automatic payments with Amica.
- Amica is required by law to send you a notice before they cancel your policy.
- Amica may offer the option to reinstate your policy after it has been canceled.
If the cost of your car insurance payments is an issue, there are several things you can do to reduce your premium. You can shop around with other companies for a cheaper quote, reduce your current coverage if possible, and ask your insurer about any discounts that you might be eligible for.
For more information about saving money on car insurance, check out WalletHub's guide on how to lower your car insurance costs.
People also ask
Does Amica offer a discount if I pay the car insurance in full?
Yes, Amica offers a discount if you pay your car insurance in full. You can get the Amica insurance pay-in-full discount by paying your entire policy premium up front, before your first bill is due. This discount is one of the three payment-related discounts Amica offers. You can get the other two by going paperless or setting up autopay. Keep in mind, discount availability and percentage can vary by state, so a good idea would...
read full answer by Alexandra Barring, Banking ModeratorWhy is Amica so expensive?
Amica is so expensive because of agent commissions and rising costs overall for insurance companies. At $762 per year, the average Amica car insurance policy is more expensive than the national average of $671 per year for a policy with minimum coverage.
Amica insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. For example, teenagers pay an average of $2,959 per year for Amica insurance, compared to $766 per year...
read full answer by Candace Baker, Car Insurance WriterCan you cancel Amica insurance at any time?
Yes, you can cancel Amica insurance at any time by contacting Amica and either canceling your coverage immediately or setting a cancellation date for the future. However, Amica charges a cancellation fee of $25 for canceling your coverage mid-policy.
While Amica allows you to cancel at any time, it is important to note that you should never cancel your coverage without a new policy in place if you plan to continue driving your vehicle. Otherwise,...
read full answer by Delaney Simchuk, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.