Lilah Butler, Car Insurance Writer
@lilah_c
Yes, car insurance covers a locksmith for policyholders who have roadside assistance through their car insurance company. Roadside assistance is an optional car insurance policy add-on that covers a locksmith along with things like towing, jump starts, tire changes, and gas deliveries.
Membership with a motor club such as AAA or Better World Club will also pay for a locksmith. However, drivers without a motor club subscription or roadside assistance on their car insurance policy will likely have to pay out of pocket for a locksmith, since it's not covered by other types of insurance.
For more information, check out WalletHub's guides to the best roadside assistance plans and the different types of car insurance you can get.
People also ask
Does car insurance cover repairs?
No, traditional car insurance does not cover ordinary repairs or maintenance to your car. If your car is covered by comprehensive insurance, your insurance company will cover mechanical repairs caused by a car accident, natural disasters, or other unforeseeable events.
Insurance companies do offer a type of coverage that policy holders can use for repairs. This coverage is called mechanical breakdown insurance (MBI), or repair insurance. MBI is offered by some insurance companies and comes with a...
read full answer by WalletHub, Financial CompanyDoes Geico have free towing?
Yes, Geico has free towing for customers with their roadside assistance coverage. Geico roadside assistance, generally costs $14 per car per year and includes free towing to the nearest repair facility. Geico customers can request roadside assistance online, or they can call 1 (800) 424-3426.
Geico Roadside Assistance Covers:
- Towing to the nearest repair facility
- Battery jump starts
- Tire changes
- Lockout services
- Winching
- Fuel delivery
While Geico roadside assistance...
read full answer by Melissa Sherrard, Car Insurance WriterWhat does car insurance not cover?
Car insurance does not cover intentional damage, general maintenance, or damage caused by normal wear and tear. Minimum car insurance coverage does not cover the policyholder’s injuries or vehicle damage, either, only providing liability insurance to pay for injuries and property damage caused to others.
However, exact coverage exclusions vary between policies. In addition, insurance companies offer extra policy add-ons that can protect you in situations that don’t fall under minimum car insurance coverage.
...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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