McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Progressive Snapshot tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Progressive collects, stores, and uses your data, be sure to read the privacy policy in the Snapshot app or contact Progressive directly.
Why Progressive Snapshot Tracks Location
- Snapshot tracks your location using a smartphone app or a plug-in device, depending on your state to measure speed, hard braking, total mileage, and phone use more accurately.
- Location information can be used to determine how far you travel on each trip, as well as your average speed.
- Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
- If you use the accident detection feature, Snapshot may automatically initiate a call for emergency assistance if an incident is detected.
To learn more, check out WalletHub's review of Progressive Snapshot.
People also ask
Does Progressive use telematics?
Yes, Progressive uses telematics with Snapshot, a program that tracks your driving habits using a plug-in device or the mobile app. You can get a participation discount when you sign-up for Snapshot, and the better you drive, the more you can save with Progressive.
How Progressive's Snapshot Works
- Tracks miles driven, acceleration, braking, the time of day that you drive, and distracted driving (app only)
- Uses a plug-in device or the...
How much can you save with Progressive Snapshot?
You can save up to 47% initially with Progressive Snapshot and then are eligible for an additional discount depending on your driving habits. Progressive Snapshot monitors things like speeding and braking to determine how much a driver is eligible to save.
Considering that normal car insurance from Progressive costs an average of $46 per month, trying Progressive Snapshot may be an easy way for drivers to save on their premiums. But it should be noted...
read full answer by McKayla Girardin, Car Insurance WriterCan Progressive Snapshot raise your rates?
Yes, Progressive Snapshot can raise your rates due to poor driving habits, such as speeding and hard braking, when your policy renews. Roughly 20% of drivers see their auto insurance rates increase after using Snapshot, according to Progressive. Good drivers save an average of $231 per year by participating in Progressive Snapshot, however.
How to Reduce the Risk of Progressive Snapshot Raising Your Rate
- Limit rapid acceleration and braking
- Avoid driving...
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