McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, USAA SafePilot does track speed using a smartphone app. SafePilot does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try SafePilot virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from USAA SafePilot that safer drivers receive.
What USAA SafePilot Tracks
- Speed
- Acceleration
- Braking
- Distance driven
Even though you won’t see rate increases just from using SafePilot, USAA will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. That’s the case with any policy, from any insurer. As a result, practicing safe driving is the best way to keep your premiums low.
To learn more, check out WalletHub’s full review of USAA SafePilot.
People also ask
How much can you save with USAA SafePilot?
You can save up to 10% just for trying USAA SafePilot and then up to 30% depending on your driving habits. USAA SafePilot monitors things like braking and phone use to determine how much a driver is eligible to save.
Considering that normal car insurance from USAA costs an average of $41 per month, trying USAA SafePilot may be an easy way for drivers to save on their premiums. That's especially true since USAA SafePilot...
read full answer by McKayla Girardin, Car Insurance WriterCan USAA SafePilot raise your rates?
USAA SafePilot will not raise your rates due to poor driving habits like hard braking or distracted driving, though you may not be able to get the maximum discount. Drivers are eligible for an initial discount of up to 10% just for signing up, as well as a discount of up to 30% based on their driving habits while participating in USAA SafePilot.
Key Things to Know About USAA SafePilot
- USAA SafePilot...
Why did my USAA rate go up?
Your USAA rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause USAA to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. USAA may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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