Anamarie Waite, Car Insurance Writer
@anamarie.waite
To get the GEICO federal employee discount of 8%, you must be an active or retired federal government employee, GS-7 or above. GEICO also offers this “Eagle Discount” to federal employees with positions that are not on the GS pay system, as long as the job is equal to GS-11 or higher. The GEICO Eagle Discount is available in most states and Washington, D.C.
If you belong to a federal organization you can get a membership discount instead. GEICO has a long list of federal affiliates, but the exact discount varies based on the organization and your location. The membership discount is also available in most states and D.C., but you can’t combine both the GEICO membership and Eagle discounts.
GEICO will ask about your employment when you get a quote online or over the phone, so you’ll know right away if you’re eligible for one of these programs.
It’s also worth noting that GEICO was founded in 1936 to serve federal employees. Their name is actually an acronym for Government Employees Insurance Co.—GEICO. You can count on them to take care of your insurance needs as a federal employee.
People also ask
Why is Geico so cheap?
Geico is so cheap because it sells insurance directly to consumers and offers a lot of discounts. Direct-to-consumer insurance sales eliminate the cost of middlemen and allow Geico to have significantly fewer local offices and agents than companies like State Farm and Allstate. Having a smaller agent network lowers Geico’s overhead costs so they can pass those savings on to consumers.
Average Monthly Rates for Geico vs. Top Competitors
| Company | Minimum Coverage | Full Coverage |
How can I get a Geico affiliation discount?
You can get a Geico affiliation discount if you belong to one of Geico’s hundreds of partner organizations. These include professional organizations, college alumni associations, fraternities, sororities, colleges and universities.
Popular Organizations with Geico Affiliation Discounts
- National Association of Federal Employees
- National Active and Retired Federal Employees Association
- Future Business Leaders of America
- Howard University Alumni Association
- Navy League of the United States
- BJ’s Wholesale Club Members...
How much is the GEICO marriage discount?
GEICO does not have a marriage discount. GEICO does, however, tend to offer lower rates to married couples over single people. Married couples also tend to qualify for more discounts, like GEICO’s multi-car and multi-policy discounts.
Married couples tend to be more careful and consistent, which translates to fewer accidents and less risk for the insurance company. Getting married should not cause your rates to go up, as a result, but there are exceptions....
read full answer by Anamarie Waite, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.