Candace Baker, Car Insurance Writer
@candacebaker
The GEICO good driver discount is up to 22% for qualifying policyholders. To qualify for the GEICO good driver discount, drivers must be accident-free for five years. This can even include time that you've been insured by another company.
After you get into an accident, you will have to wait five years in order to qualify for the discount again. Additionally, accidents that are forgiven by GEICO accident forgiveness still count against your good driver discount, even though your base premium will not go up.
If you don't qualify for GEICO's good driver discount, there are still ways to save on your premium. For example, GEICO offers a multi-vehicle discount for drivers who insure more than one car on their policy. You can also lower your rate by altering your coverage or increasing your deductible.
To learn more, check out WalletHub's guide to GEICO discounts.
People also ask
How do I get a good driver discount for car insurance?
You can get a good driver discount for car insurance by keeping a clean record for several years. Eight of the 10 largest insurance companies offer a good driver discount, though exact requirements and discount amounts vary.
Good Driver Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who stay accident free for 3 years | Amount varies |
| GEICO | Drivers who stay accident free for 5 years | 22% |
| USAA | Drivers who stay... | Amount varies |
How do I get a defensive driving discount for car insurance?
You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.
Defensive Driving Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who meet their state's specific requirements | Up to 15% |
| GEICO | Drivers who complete a defensive driving course and meet their state's specific requirements | Amount... |
How can I find hidden auto insurance discounts?
To find hidden auto insurance discounts, look up your insurance company’s discounts online, check your state’s mandatory discount laws, and contact your insurance agent, or the company’s customer service department. Discounts might be “hidden” in that they are not widely advertised, like a buy-in-advance discount. Similarly, some of the most commonly overlooked auto insurance discounts are driver monitoring discounts, paid-in-full discounts, and the AARP driver safety course discount because they usually aren’t automatically applied.
Hidden Auto Insurance Discounts
- AARP...
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