McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Grundy offers classic car insurance for collectibles and classic vehicles that are at least 25 years old and are not used for daily driving or commuting. Since classic cars are on the road less than normal vehicles, Grundy states their policies can cost over 50% less than normal car insurance. Grundy offers classic car insurance in all 50 states.
Grundy Classic Car Insurance Eligibility Requirements
- Most types of vehicles that are at least 25 years old may be eligible for coverage.
- All vehicles must be kept in an enclosed, secure garage when not in use.
- There is no mileage limit, but insured vehicles cannot be used for daily driving and commuting.
- All drivers on the policy must be at least 25 years old with a clean driving record that has no DUIs and no more than two moving violations in the past 5 years.
- All drivers in the household must have a modern car for everyday use.
Types of Vehicles Eligible for Grundy Classic Car Insurance
- Modern classics
- Muscle cars
- Exotics of any age
- Vehicles with upgraded high-performance engines, suspensions, or body modifications (subject to approval)
Vehicles that are used as a back-up vehicle or for daily use generally aren’t eligible for classic car insurance from Grundy.
To learn more, check out WalletHub's guide to classic car insurance and see Grundy's profile for more details.
People also ask
How old does a car have to be for classic insurance?
A car has to be at least 10 to 20 years old to qualify for classic insurance, though exact requirements vary by insurer. In some cases, insurers offer classic car insurance to newer vehicles if they have some amount of collectable value.
Age Requirements for Classic Car Insurance by Company
| Insurer | Classic Car Insurance Qualifications |
| Must be at least 10... |
Does State Farm offer classic car insurance?
Yes, State Farm does have classic car insurance for 10-25+ year-old vehicles that have been restored or maintained in their original condition, or are being rebuilt. State Farm’s classic car insurance is generally reserved for vehicles that are widely recognizable and have “historic interest,” like a hot rod or a muscle car. More specifically, State Farm not only offers insurance for classic cars, defined as vehicles that are 10-24 years old and of historic interest,...
read full answer by Lilah Butler, Car Insurance WriterDoes GEICO offer classic car insurance?
Yes, GEICO offers classic car insurance through a partnership with Assurant for vintage cars, exotic cars, replica cars, classic military cars, or vehicles that are similar. Unlike a normal car insurance policy, GEICO classic car coverage is designed for vehicles that do not lose value over time and are not for daily use.
GEICO uses an agreed value system, which means that your classic car's value will be agreed upon by you and GEICO when you purchase...
read full answer by Lilah Butler, Car Insurance WriterDid we answer your question?
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