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Allstate Drivewise does not know who is driving because it works by monitoring your phone's GPS, which could be in the vehicle even when you're not the driver. If a trip is detected where you aren’t the driver, you can delete the trip using the Allstate mobile app, and that trip will not count.
Allstate Drivewise offers discounts based on good driving habits. Thus, you should make sure that Drivewise only records trips where you are the driver so you can maximize your savings. Drivewise cannot increase your premiums, however, so policyholders will never be penalized for trying the program.
To learn more, check out WalletHub’s Allstate Drivewise review.
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