McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Farmers Signal works by tracking your driving habits through a smartphone app and rewarding safe driving with lower rates. Farmers Signal monitors things like speed and hard braking, and Farmers will not raise your rates for poor driving habits.
Key Things to Know About Farmers Signal
- Customers who sign up for Signal will automatically get an initial discount of 5%.
- Farmers customers who drive safely can save up to 15% while using Signal.
- Farmers Signal monitors your phone usage, speed, hard braking, total mileage, and the time of day you typically drive.
- In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the liklihood of a discount.
- Farmers Signal has a 3.2/5 rating from WalletHub's editors.
- Customer reviews for the Farmers Signal app average 4.5/5.
- Signal is available in every state except CA, HI, NY, and SC.
To learn more, check out WalletHub's full review of Farmers Signal.
People also ask
How much can you save with Farmers Signal?
You can save 5% initially with Farmers Signal and then up to 15% depending on your driving habits. Farmers Signal monitors things like braking habits and phone use to determine how much a driver is eligible to save.
Considering that normal car insurance from Farmers costs an average of $87 per month, trying Farmers Signal may be an easy way for drivers to save on their premiums. But it should be noted that Farmers Signal...
read full answer by McKayla Girardin, Car Insurance WriterDoes Farmers Signal track speed?
Yes, Farmers Signal does track speed using a smartphone app. Signal also raises rates for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.
What Farmers Signal Tracks
- Speed
- Braking
- Distracted driving
- Mileage
In addition to raising your rates for speeding and engaging in other risky behaviors while using Signal, Farmers will increase your premiums for things like...
read full answer by McKayla Girardin, Car Insurance WriterDoes Farmers Signal track location?
Yes, Farmers Signal tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Farmers collects, stores, and uses your data, be sure to read the privacy policy in...
read full answer by McKayla Girardin, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.