Lilah Butler, Car Insurance Writer
@lilah_c
Points stay on your license indefinitely in Delaware. The number of points added to your license in a 12-24 month period is what really matters in Delaware, as accumulating more than 14 points in that time frame will result in a suspended license.
Key Things to Know About the Point System in Delaware
- Besides license suspensions, accumulating more than 14 points in a 12-24 month period can lead to consequences like fines, being classified as high-risk, or being required to file an SR-22.
- Delaware's point system is designed to penalize drivers for unsafe behavior, and different moving violations will result in a different number of points. For example, in Delaware, driving 1-9 mph over the speed limit will result in two points, while reckless driving will result in six points.
Driver's license points also matter because insurance companies check driving records to determine how much risk a driver presents. Customers with more violations on their record will be charged a higher premium since they are statistically more likely to file a claim. However, insurance companies typically only have a look back period of 3-5 years, meaning your insurance rates will likely only be affected for 3-5 years, depending on the severity of the violation.
To learn more, check out WalletHub's guide to points on your driver's license.
People also ask
How do you check how many points are on your license in Delaware?
You can check how many points are on your license in Delaware by going to the Delaware Division of Motor Vehicles website. Checking your license points in Delaware will cost you $25, since you will need to pay for a copy of your driving record.
Delaware uses driver's license points to track violations. Accumulating 14 points in 12 months will result in a suspended license. Insurance companies also check customers' driving records for points, since...
read full answer by Lilah Butler, Car Insurance WriterWhat are car insurance points?
Car insurance points are how insurance companies grade each customer’s risk as a driver. All major auto insurance companies assign points based on certain behaviors from the driver, like filing accident claims or getting a speeding ticket. The points, in turn, help the insurance companies decide how much to charge drivers for a policy. The more points a driver has, the more they are likely to cost the insurance company, and the more they will...
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The best car insurance in Delaware for drivers with a DUI is from State Farm, Travelers, and USAA. Getting a DUI in Delaware will raise your insurance premiums by around 103%, bringing the cost of minimum coverage to $1,884 per year for the average Delaware driver. You can minimize the cost of post-DUI car insurance by comparing quotes from the cheapest companies.
Best DUI Insurance in Delaware
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