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To get insurance before buying a car, you will need to identify the exact car you are hoping to purchase. You will need information about the vehicle – such as the make, model and vehicle identification number – in order to shop around for insurance quotes with different companies and then purchase a policy.
How to Get Insurance Before Buying a Car
Step 1. Decide on a car and contact the dealership.
You’ll want to make an agreement with the dealer, specifying the car you wish to purchase and when. They will then be able to provide you with information about the car that you’ll need to purchase insurance.
Step 2. Obtain information about the car that will be necessary to get an insurance quote.
In order to get an insurance quote, you will need to know the car’s vehicle identification number, current mileage, make, model, trim level and history.
Step 3. Compare insurance quotes.
Get quotes from at least three different insurance companies so you can see which company offers the best deal for the coverage you need. You will need to provide your personal information and vehicle information to the companies to obtain a quote. You can also compare car insurance companies using WalletHub’s comparison tool.
Step 4. Select a company and pay for coverage.
Once you find the right company and coverage for your needs, you will need to pay for your chosen policy. Once you’ve paid, the insurance company will provide you with confirmation that you now have coverage. You can bring that confirmation with you to the dealership when you decide to officially purchase your car, or you could review and pay for your policy online right from the dealership.
Step 5. Buy the car.
At this point, you will have obtained the necessary insurance coverage to purchase your new vehicle and legally drive it off the lot.
Finally, it’s important to note that if you already have an insurance policy for a different car, you don’t need to get new insurance before buying a new car. You will simply need to notify your insurance provider, within the time frame specified in your policy, that you have purchased a new car and wish to update your coverage.
To learn more, check out WalletHub’s guide to getting insurance for a new car.
People also ask
How can I get a car insurance card?
To get a car insurance card, request one by logging in to your account on the car insurance company’s website or by calling customer service. Insurance companies generally send new customers a copy of their insurance card in the mail along with the other details of their policy when they sign up. Some insurance carriers also provide insurance cards via email, the company’s smartphone app, insurance agents, or brokers.
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