McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, car insurance in North Carolina is cheaper than in South Carolina. North Carolina car insurance rates are an average of $966 per year cheaper than South Carolina, in part because North Carolina is typically less risky for drivers due to a lower rate of car accidents and weather-related vehicle damage.
Average Monthly Cost of Car Insurance in North Carolina vs. South Carolina
| Category | North Carolina | South Carolina |
| Good Drivers | $61 per month | $142 per month |
| Full Coverage Policy | $185 per month | $380 per month |
| Young Drivers (16 to 19-year-olds) | $90 per month | $238 per month |
| Older Drivers (55 and 65-year-olds) | $42 per month | $69 per month |
| High-Risk Drivers | $168 per month | $113 per month |
| Best Company Overall |
Note: Rates are an approximation based on a driver with minimum coverage. The “high-risk” category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in South Carolina can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and maintaining safe driving habits.
To learn more, check out WalletHub's picks for the cheapest car insurance in North Carolina and South Carolina.
People also ask
Why is North Carolina car insurance so expensive?
Car insurance in North Carolina is actually less expensive than average, thanks to its mostly rural population and laws that require the state to approve rate increases by insurance companies. In North Carolina, you can expect to pay approximately $2,219 per year for full coverage or $735 per year for minimum coverage. The national average is around $4,211 per year for full coverage and $1,407 per year for minimum coverage.
The cost of car insurance is steadily increasing, too, both in North Carolina and...
read full answer by Anamarie Waite, Car Insurance WriterHow can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
read full answer by WalletHub, Financial CompanyWhere can I compare car insurance quotes?
You can compare car insurance quotes by getting prices directly from GEICO, State Farm, and Allstate, then using a comparison site like Experian to see how other insurers’ rates compare. It’s best to get quotes directly from the biggest insurers because they do not allow third-party sites to offer quotes on their behalf.
You can also use WalletHub’s analysis to help you choose a car insurance company. WalletHub makes it easy to compare major...
read full answer by Catherine C Ford, WriterDid we answer your question?
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