McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage car insurance with Liberty Mutual costs an average of $230 per month ($2,758 per year). Full coverage policies from Liberty Mutual typically include comprehensive and collision coverage, along with any other types of insurance required by state law, such as liability insurance or uninsured motorist coverage.
Average Cost of Full Coverage Car Insurance with Liberty Mutual
| State | Monthly | Annual |
| $230 | $2,758 | |
| $237 | $2,849 | |
| $450 | $5,394 | |
| $393 | $4,716 | |
| $200 | $2,401 |
Premiums are representative of a 45-year-old good driver; individual premiums will vary.
A full coverage car insurance policy from Liberty Mutual costs more than the national average full coverage insurance premium ($166 per month). Liberty Mutual full coverage is 2.14% more expensive than a minimum coverage policy from Liberty Mutual, on average.
To learn more, check out WalletHub's guide to full coverage car insurance and read our full review of Liberty Mutual.
People also ask
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat does Liberty Mutual full coverage auto insurance cover?
Liberty Mutual's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, Liberty Mutual full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance...
read full answer by Leif Olson, Car Insurance WriterWhy is Liberty Mutual so expensive?
Liberty Mutual is so expensive because of agent commissions and rising costs overall for insurance companies. At $1,090 per year, the average Liberty Mutual car insurance policy is a lot more expensive than the national average of $671 per year for a policy with minimum coverage.
Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. For example, teenagers pay an average of $2,991 per year for...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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