Candace Baker, Car Insurance Writer
@candacebaker
You can get Liberty Mutual’s safe driver discounts by staying accident-free, avoiding moving violations, and signing up for the RightTrack telematics program. Liberty Mutual does not have a single “safe driver” discount, and instead rewards safe driving with a collection of perks.
Liberty Mutual Safe Driving Discounts
- Accident-Free: Lowers your rate if you avoid accidents for a certain number of years. Requirements and the discount amount vary by state.
- Violation-Free: Lowers your rate if you do not receive a ticket for a certain number of years. Requirements and the discount amount vary by state.
- Right-Track: Tracks your driving habits, including braking and acceleration, and rewards you with up to 30% off your premium for safe driving. Also offers an initial discount just for signing up.
If you can’t get any of Liberty Mutual’s safe driver discounts, there are still other ways that you can save on your rate. For example, Liberty Mutual offers discounts for drivers who insure multiple vehicles on their policy or pay in-full for their policy up front.
To learn more, check out WalletHub’s guide to Liberty Mutual discounts.
People also ask
How do I get a defensive driving discount for car insurance?
You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.
Defensive Driving Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who meet their state's specific requirements | Up to 15% |
| GEICO | Drivers who complete a defensive driving course and meet their state's specific requirements | Amount... |
How do I get a safe driver discount?
To get a safe driver discount on car insurance, drive without accidents, violations, or claims for three or five years. Nine of the 10 largest insurance companies offer a safe driver discount, with slightly different requirements. However, every insurer rewards safe driving, even if they don’t advertise this specific discount.
Some insurance companies, like GEICO, offer a good driver discount instead, but the intent is the same: lowering costs for careful customers. Since insurance companies calculate...
read full answer by WalletHub, Financial CompanyHow do I get a good driver discount for car insurance?
You can get a good driver discount for car insurance by keeping a clean record for several years. Eight of the 10 largest insurance companies offer a good driver discount, though exact requirements and discount amounts vary.
Good Driver Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who stay accident free for 3 years | Amount varies |
| GEICO | Drivers who stay accident free for 5 years | 22% |
| USAA | Drivers who stay... | Amount varies |
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