How much does Liberty Mutual charge for an SR-22? This question is about Liberty Mutual

How much does Liberty Mutual charge for an SR-22?

This question is about Liberty Mutual

Candace Baker, Car Insurance Writer

@candacebaker • 06/27/23 This answer was first published on 06/27/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Liberty Mutual charges a $15 to $25 filing fee for an SR-22, though the exact amount varies between states. In addition to the filing fee, SR-22 insurance from Liberty Mutual costs 6% more than a standard policy, since drivers who need an SR-22 are considered high-risk.

Most states require drivers to have an SR-22 on file for 3-5 years after being convicted of a serious moving violation, like DUI or reckless driving. Once you no longer need an SR-22, your Liberty Mutual rate should start to go back down. In the meantime, there are still ways that you can keep your Liberty Mutual premium affordable, including taking advantage of discounts and temporarily limiting your coverage to your state's minimum requirements.

To learn more, check out WalletHub's guide to SR-22 insurance.

What does SR-22 insurance cover?

SR-22 insurance covers the cost of other people’s injuries and property damage after accidents that you cause, and it does not cover damage to your own vehicle. If the court or state tells you that you need SR-22 insurance certification, your minimum coverage requirements are still the same as for any other resident.

SR-22 is actually the name of the form the court or state requires from drivers convicted of certain violations, such as...

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How can you get an SR-22 removed?

To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.

You can contact your...

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How much does SR-22 insurance cost per month?

SR-22 insurance costs an average of $62 to $122 per month, depending on the insurer and the offense that led to the SR-22 requirement. The DMV in your state will also charge a one-time fee to file the necessary paperwork.

It costs $25 to $50 to file an SR-22 form with the DMV, depending on the state. In addition to proving you have enough coverage to drive legally, the SR-22 flags you as a...

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