Merrill Burchell, Car Insurance Writer
@merrill_burchell
Yes, GEICO has personal injury protection (PIP insurance) in all the states that require drivers to carry it, as well as the states in which it is optional. However, PIP insurance is not available in other states, from GEICO or any other insurance company.
What GEICO Personal Injury Protection Covers
Personal injury protection from GEICO is car insurance that covers medical expenses and other injury-related costs that you, your passengers, and specified family members incur after an accident, no matter who was at fault. Expenses that are covered by GEICO’s PIP policy include medical bills and supplies, nursing care, prescriptions and rehabilitation costs. GEICO’s PIP also pays disability benefits such as wage loss and home-care costs, in addition to death benefits.
The coverage limits, conditions and policy details for GEICO’s PIP coverage vary from location to location, according to state law. You can customize your coverage limits, though, if you want more protection. GEICO’s customer service staff can help by clarifying what you need and what is available in your state. You can contact them through GEICO’s mobile app, website or by phone at (800) 207-7847.
People also ask
Do I need personal injury protection insurance?
Yes, you need personal injury protection (PIP) insurance if you live in one of the 12 states that require it. You should also get PIP if your health insurance has low coverage limits or if you drive with passengers who could hold you responsible for their medical expenses in the event of an accident. Plus, PIP also covers non-medical costs such as childcare or lost wages.
In addition to the states where PIP is mandatory, there are...
read full answer by Merrill Burchell, Car Insurance WriterIs personal injury protection required in Texas?
No, personal injury protection (PIP) is not required in Texas – it's optional. Insurance companies must offer At least $2,500 in PIP per person in PIP coverage, but you can notify your insurance company in writing that you would like to decline the coverage.
Texas drivers who don't want PIP coverage should first check to see if their insurance company has any specific requirements for declining the coverage (for example, a timeline to follow). Otherwise, all...
read full answer by Merrill Burchell, Car Insurance WriterIs personal injury protection required in Florida?
Yes, personal injury protection (PIP) is required in Florida, since Florida is a no-fault state. Florida requires $10,000 of personal injury protection for every car registered in the state or driven within the state for more than 90 days in a 365-day period. So, even if you're a seasonal resident or long-term visitor to Florida, you may need to carry Florida's minimum PIP coverage.
What Does PIP Cover in Florida?
PIP in Florida covers a certain...
read full answer by Merrill Burchell, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.