Lilah Butler, Car Insurance Writer
@lilah_c
The closest thing to a Progressive dash cam discount is a 5%-18% discount on your auto insurance policy if you agree to share your Samsara data directly with Progressive. Samsara is a technology company that tracks driving habits using telematics equipment like GPS monitors, in-vehicle alert systems and dash cams that use artificial intelligence
While Progressive does not specifically offer any other dash cam discounts for auto insurance at this time, it does offer a variety of other loyalty and good-driver discounts, such as multi-policy, multi-car and continuous-insurance discounts. Progressive also offers policy discounts for teens, good students, distant students and homeowners, as well as discounts for customers who set up automatic payments and agree to get Progressive documents through email.
While having a dash cam installed in your car seems like it would make providing proof for insurance claims much easier, none of the major U.S. insurance companies currently offer true dash cam discounts. Instead, Progressive and other insurance companies rely on telematics technology to electronically monitor certain driving habits. This is usually done using a phone app or a black box device that is installed in one’s car. Progressive's Snapshot program (technically called usage-based insurance) uses telematics to adjust your rate based on your driving behavior, and drivers save approximately $156 a year on average using the program.
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