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Progressive offers SR-22 insurance to drivers who are required to file an SR-22 form with the state to prove they have enough coverage. Progressive will electronically file your SR-22 document with the department of motor vehicles in most states. Progressive’s fee to file this form is usually around $25.
High-risk insurance is often called SR-22 insurance, but SR-22 is actually not a type of coverage. SR-22 is a form verifying that you have met the state’s minimum requirements for car insurance coverage.
Key Things to Know About Progressive SR-22 Insurance
- Most drivers do not need an SR-22. It’s most commonly required if you were driving without insurance or a license, or if you were convicted of a DUI/DWI.
- In states like Florida or Virginia, you might need an FR-44, which is similar but requires more coverage than an SR-22.
- Drivers with an SR-22 pay 77% more for Progressive car insurance than drivers with a clean record, on average.
- If your Progressive SR-22 policy lapses, Progressive is required by law to notify your state’s DMV. This will likely result in a license suspension until you reinstate your policy.
- If you do not own a vehicle, Progressive offers non-owner SR-22 insurance.
You can get a quote for SR-22 insurance from Progressive by calling 866-749-7436. If you want to learn more, you can check out WalletHub’s guide to SR-22 insurance.
James H, Member
@gnr2k6a
Yes, Progressive helped insure me after a conviction.
People also ask
Do I need an SR-22?
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read full answer by Merrill Burchell, Car Insurance WriterWhat does SR-22 insurance cover?
SR-22 insurance covers the cost of other people’s injuries and property damage after accidents that you cause, and it does not cover damage to your own vehicle. If the court or state tells you that you need SR-22 insurance certification, your minimum coverage requirements are still the same as for any other resident.
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read full answer by Merrill Burchell, Car Insurance WriterHow can you get an SR-22 removed?
To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.
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