Candace Baker, Car Insurance Writer
@candacebaker
No, you cannot insure a car with a salvage title in Nevada. Salvage vehicles are cars that have been declared a total loss, meaning they’re too damaged to be worth repairing and cannot be driven legally. As a result, no legitimate car insurance company writes policies for them.
Although insurance companies in Nevada won’t insure a car with a current salvage title, you can get coverage if you have the vehicle repaired and inspected by a state-certified mechanic. If it’s declared safe to drive, the DMV will issue the car a rebuilt. Several insurance companies, including Allstate and Geico, sell policies to vehicles with a rebuilt title.
Keep in mind that some insurers will only sell liability insurance for rebuilt, meaning that they won’t pay for any physical damage to the vehicle. Even if you are able to get collision and comprehensive insurance, your policy may not cover the full value of the car if it’s totaled again.
People also ask
How can you get insurance on a car with a salvage title?
You can get insurance on a car with a salvage title after the car is repaired, inspected and issued a rebuilt title. At that point, you will be able to get liability insurance with the rebuilt salvage car, though some insurance companies will be hesitant to provide full coverage for the vehicle. Even after repairs, insurance companies are still hesitant to cover a car for its full market value if it was given a salvage...
read full answerIs it worth buying a car with a salvage title?
No, it is not worth buying a car with a salvage title because cars with salvage titles can be difficult to insure and are generally not eligible to be financed. A car that has a salvage title has previously been declared a total loss, so it may also require costly repairs before you can drive legally.
Before a salvage-title car can be legally driven, it must be repaired fully and inspected by a certified...
read full answerDid we answer your question?