Candace Baker, Car Insurance Writer
@candacebaker
The General car insurance costs an average of $1,394 per year ($183 per month) for a minimum-coverage policy, which is more than the national average of $720 per year. The exact cost of auto insurance with The General depends on factors such as a driver's history on the road, age, state, and coverage limits. For example, full coverage insurance from The General costs an average of $3,113 per year.
Average Cost of The General Car Insurance by Category
Category | Average Premium |
Minimum Coverage | $1,394 per year |
Full Coverage | $3,113 per year |
Young Driver | $1,901 per year |
Senior Driver | $970 per year |
Note: Premiums are based on drivers in New York, as it is the most populous state and has average rates compared to the rest of the country. Young drivers are 16-20 years old, and senior drivers are 55-65 years old. Actual rates will vary.
The General determines car insurance rates by considering the likelihood of the driver filing a claim in the future. Some drivers, like teens or drivers who recently caused an accident, are considered to be especially high-risk, so they're charged higher rates than the average policyholder. The good news is that The General offers several discounts that drivers can use to save on their rate, including a multi-vehicle and a good student discount.
To see how much a The General policy will cost you, you can go online or call 1 (844) 328-0306. You can also learn more by checking out WalletHub's The General car insurance review.
People also ask
How can I lower my car insurance from The General?
You can lower your car insurance with The General by taking advantage of discounts, opting for a higher deductible, and reducing your coverage, among other things. The General considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance...
read full answer by Candace Baker, Car Insurance WriterHow much does insurance go up after an accident with The General?
The General insurance rates go up by an average of 32% after an accident. Even though an accident will cause The General to raise your car insurance premium when you renew your policy, the added cost will only be temporary. An accident will usually affect your The General premium for just 3-5 years.
The exact amount that The General premiums go up after an accident depends on a few factors, including who was at fault,...
read full answer by WalletHub, Financial CompanyHow much does The General insurance go up after a speeding ticket?
The General car insurance premiums go up by an average of 21% after a speeding ticket, according to WalletHub’s analysis. The exact amount that a driver’s rate will go up after a ticket depends on a few factors, including their state, how fast they were going, and their previous driving history.
If you’ve received other tickets within the past few years, you’ll face higher penalties than first-time offenders because The General may consider you...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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