Candace Baker, Car Insurance Writer
@candacebaker
Yes, USAA offers a defensive driving course discount for drivers who have completed a defensive driving course and meet their state's eligibility requirements. By voluntarily taking an approved defensive driving course, USAA car insurance customers in eligible states can get a discount, though the exact amount varies between each state. Once the discount expires, drivers can renew it by taking another course.
Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.
If you want to learn more, you can check out WalletHub’s guide to USAA discounts.
People also ask
How do I get a defensive driving discount for car insurance?
You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.
Defensive Driving Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who meet their state's specific requirements | Up to 15% |
| GEICO | Drivers who complete a defensive driving course and meet their state's specific requirements | Amount... |
What is a high-risk driving course?
A high-risk driving course is a class that teaches defensive driving and general traffic safety. High-risk driving courses are also referred to as “traffic school” or “remedial driving courses,” and they are often court mandated for drivers convicted of high-risk offenses. Good drivers looking to receive certain benefits like discounts on insurance can take similar driving courses, too.
The courses themselves are usually run by independent organizations who have had their programs approved by...
read full answer by WalletHub, Financial CompanyDo you have to go to defensive driving school after a DUI?
You might have to go to defensive driving school after a DUI, depending on the state and the circumstances surrounding your DUI. If you’ve had your license revoked or suspended as a result of a DUI conviction, 22 states and the District of Columbia will require you to take a defensive-driving or alcohol-education course in order to reinstate it. Even in states where it’s not required, judges can still assign defensive driving classes to first...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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So you got me closer than I was, but not all the way to the end. While that article was interesting, it did not answer my questions, personally. I would like a list of USAA-approved providers for defensive driving course. Also, I would like to know if there are different discounts for different defensive driving classes. For example, if one class is more preferred and so therefore confers a larger discount, I would like to know. Thanks for this, though.