Candace Baker, Car Insurance Writer
@candacebaker
USAA offers a safe driver discount of up to 10% for enrolling in SafePilot and up to 30% off your premiums for your safe driving habits. USAA also offers safe driver discounts for maintaining a clean driving record for more than five years and installing anti-theft devices in your vehicle.
Key Things to Know About USAA SafePilot
- USAA customers who drive safely can save up 10% for enrolling in the SafePilot program, and up to 30% for their safe driving habits.
- USAA SafePilot monitors hours driven, braking, mileage, location, time of day, and phone usage.
- Customer reviews of the USAA SafePilot app average 4.2
- SafePilot is available in every state except CA, DE, IN, NJ, NC, VT, and WI
If you don’t qualify for the USAA safe driving program, SafePilot, you should check for other available discounts that can lower your rate. For example, you can save up to 10% on your auto insurance when you add property insurance to your policy.
To learn more, check out WalletHub’s guide to the USAA discounts.
People also ask
How do I get a defensive driving discount for car insurance?
You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.
Defensive Driving Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who meet their state's specific requirements | Up to 15% |
| GEICO | Drivers who complete a defensive driving course and meet their state's specific requirements | Amount... |
How do I get a safe driver discount?
To get a safe driver discount on car insurance, drive without accidents, violations, or claims for three or five years. Nine of the 10 largest insurance companies offer a safe driver discount, with slightly different requirements. However, every insurer rewards safe driving, even if they don’t advertise this specific discount.
Some insurance companies, like GEICO, offer a good driver discount instead, but the intent is the same: lowering costs for careful customers. Since insurance companies calculate...
read full answer by WalletHub, Financial CompanyHow do I get a good driver discount for car insurance?
You can get a good driver discount for car insurance by keeping a clean record for several years. Eight of the 10 largest insurance companies offer a good driver discount, though exact requirements and discount amounts vary.
Good Driver Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who stay accident free for 3 years | Amount varies |
| GEICO | Drivers who stay accident free for 5 years | 22% |
| USAA | Drivers who stay... | Amount varies |
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.