Leif Olson, Car Insurance Writer
@leif_olson_1
Mercury's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, Mercury full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance from Mercury costs $2,015 per year on average. For comparison, the national average price for full coverage car insurance is $2,117 per year.
Types of Insurance Included in Full Coverage From Mercury
| Insurance Type | Where It's Required | What It Covers |
| All states except Virginia, New Hampshire, Florida and New Jersey | Liability for other people's injuries caused by the policyholder | |
| All states except Virginia and New Hampshire | Liability for other people's property damage caused by the policyholder | |
| Not required by any state, but a lender or lessor might require it | Collision damage to the policyholder's vehicle regardless of who is at fault for the accident | |
| Not required by any state, but a lender or lessor might require it | Non-collision damage to the policyholder's vehicle from things like animals, extreme weather, vandalism, or theft | |
| Uninsured motorist is required in 20 states and DC; Underinsured motorist is required in 14 states | Property damage or injuries to the policyholder caused by an at-fault driver without insurance or with too little insurance | |
| PIP is required in 12 states | Injuries and things like lost wages for the policyholder and their passengers, regardless of fault | |
| MedPay is required in Maine and New Hampshire | Injuries to the policyholder and their passengers after an accident, regardless of fault |
*Part of full coverage when a state requires it. Not available in all states.
To learn more about Mercury's coverage options, check out WalletHub's full review of Mercury. You can also find more information in our guide on full coverage insurance.
People also ask
Does Mercury offer full coverage insurance?
Yes, Mercury offers full coverage car insurance. Full coverage from Mercury typically includes at least a state's minimum required car insurance coverage along with collision and comprehensive insurance to protect the policyholder's vehicle.
Full coverage car insurance from Mercury costs $3,365 per year, on average, and is more expensive than a liability-only policy since it provides more coverage.
Cost of Mercury Full Coverage by Driver's Age
| Driver | Annual Cost |
| ... | $5,963 per year |
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat is full coverage insurance?
Full coverage insurance is an insurance policy that protects your vehicle from accident-related and non-accident-related damage, ensuring you are covered regardless of fault. Full coverage insurance often consists of collision insurance, comprehensive insurance, and at least the minimum coverage required by state law.
“Full coverage” is a term that is more commonly used by consumers than actual car insurance companies. Because of this, there are some varying definitions.
Common Definitions for Full Coverage
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