In order to fix your credit fast, you must begin infusing positive information into your credit report that will offset past negatives such as bankruptcies, foreclosures and payment issues. A secured credit card is the easiest tool for developing a pattern of positive credit usage.
The best option is the Capital One Secured Mastercard. It doesn’t charge an annual fee, and it has the potential to be “partially secured,” providing a credit line as high as $3,000, for a deposit as low as $49 in some cases.
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